product liability insurance

Maik Sammer

product liability insurance

Your advantages with us

  • Independence - We are not bound to a specific provider
  • Large banking, insurance and financial services network
  • because of the network - big product access and comparison possibilities
  • Years of experience
  • Choice between fee-based billing with products at net rates or the classic commission payment of the product provider
  • Individual offers - we will find the right product for you


Ihre Anfrage zu product liability insurance






    Your request

    Yes, I have read the Data protection. I agree that my details and data will be collected and stored electronically to answer my request. Note: You can revoke your consent at any time for the future by sending an e-mail to info [at]

    Spam protection: please check the box

    Important: All fields marked in red must be filled in, otherwise the form will not be transferred!

    More information about product liability insurance

    Consumer protection is gaining importance

    The Product Safety Act (ProdSG) legally binds manufacturers, dealers and importers. Consumer protection continues to gain importance.

    To protect the consumer, manufacturers, importers and distributors must observe products placed on the market and be organized in such a way that, if necessary, they can recall them. If companies are not themselves active, the authorities can intervene, warn the public and order the recall.

    Your benefits at a glance

    The insurance covers certain costs incurred in the context of a recall (self-service or third-party recall) to avoid personal injury. Like for example:

    Notify merchants, end users and media views
    Transport back to the factory or to designated collection points
    Review and repair of the products
    Elimination and destruction of products

    Why is this insurance important to you?

    According to the Product Safety Act (ProdSG), products must be observed even after they have been placed on the market. There must be a warning of any significant risks that can be posed by the products to persons. As the ultimate means of averting the crime, a callback may also be required.

    If the entrepreneur does not call back himself, the authorities can order the recall and charge the entrepreneur with the costs. Obliged are manufacturers, importers and trading companies. Suppliers are also obliged and can be reclaimed by the customers.

    What is insured?

    The insurance covers the recalls made during the insurance’s effectiveness (own and third-party recalls). Callback means the request by the policyholder or a competent authority or other third party required by law to recall the products for defects and to remedy them or to have other named measures carried out. A recall also includes the warning of non-safe products.

    What costs are insured?

    The insurance covers the costs necessary for the prevention of bodily injury, which are incurred as part of a recall, for

    Notification of distributors and end users as well as calls in the media
    Pre-sorting of affected and sought-after products
    Transport back to the factory or to designated collection points
    Review of the products
    temporary intermediate storage
    Removal and installation of product parts
    Repairs of the products
    Elimination and destruction of products
    Process and success control of the recall

    Which callbacks are insured?

    Insured are self-recalls (not with automotive suppliers) and third party recalls in Germany and abroad.

    For exports to the USA, US territories or Canada, the insurance cover must be requested separately.

    What is the sum insured and what does the insurance cost?

    The sum insured should be based on the expected costs of a recall.

    The contribution is calculated according to the individual risk situation. Criteria for this are e.g. the number of pieces of manufactured products and the possible risk potential of the products.