first Privacy at a glance
General notes
The following notes give a simple overview of what happens to your personal information when you visit our website. Personal data is any data that personally identifies you. Detailed information on data protection can be found in our Privacy Policy.
Data collection on our website
Who is responsible for collecting the data on this site?
The data processing on this website is carried out by the website operator. Its contact details can be found in the imprint of this website.
How do we collect your information?
Your data will be collected on the one hand, by telling us this. This may be e.g. to trade data that you enter in a contact form.
Other data is collected automatically when visiting the website through our IT systems. These are above all technical data (for example Internet browser, operating system or time of the page call). The collection of this information is automatic as soon as you enter our website.
What do we use your data for?
Part of the data is collected to ensure a flawless provision of the website. Other data can be used to analyze your user behavior.
What rights do you have regarding your data?
At any time you have the right to obtain free information about the origin, recipient and purpose of your stored personal data. You also have a right to request the correction, blocking or deletion of this data. For this and for further questions about data protection you can contact us at any time at the address given in the imprint
turn to us. Furthermore, you have a right of appeal to the competent supervisory authority.
Third-party analysis tools and tools
When visiting our website, your surfing behavior can be statistically evaluated. This happens above all with cookies and with so-called analysis programs. The analysis of your surfing behavior is usually anonymous; the surfing behavior can not be traced back to you. You can object to this analysis or prevent it by not using certain tools. Details can be found in our privacy policy under the heading “Third-party modules and analysis tools”.
You can object to this analysis. We will inform you about the possibilities of objection in this privacy policy.
second General information and mandatory information
Notice
The operators of these pages take the protection of your personal data very seriously. We treat your personal data confidentially and in accordance with the statutory data protection regulations and this privacy policy.
If you use this website, various personal data will be collected. Personal information is information that personally identifies you. This Privacy Policy explains what information we collect and what we use it for. It also explains how and for what purpose this happens.
Please note that data transmission over the Internet (for example, when communicating by e-mail) may have security vulnerabilities. A complete protection of the data from access by third parties is not possible.
Note to the responsible body
The responsible data processing company on this website is:
Maik Sammer / SCP GmbH, represented by GF Maik Sammer
Sonnenberg 52
22958 Kuddewörde
Telephone: 040/21 050 476
E-Mail: info@sammerseidler.de
Responsible entity is the natural or legal person who, alone or in concert with others, decides on the purposes and means of processing personal data (such as names, e-mail addresses, etc.).
Revocation of your consent to data processing
Many data processing operations are only possible with your express consent. You can revoke an already given consent at any time. An informal message by e-mail to us is sufficient. The legality of the data processing carried out until the revocation remains unaffected by the revocation.
Right of appeal to the competent supervisory authority
In the case of violations of data protection law, the person concerned has the right of appeal to the competent supervisory authority. The competent supervisory authority in matters of data protection law is the state data protection officer of the federal state in which our company is based. A list of the data protection officers as well as their contact data can be taken from the following link: https://www.bfdi.bund.de/DE/Infothek/Anschriften_Links/anschriften_links-node.html code.
Data transferability
You have the right to have data that we process on the basis of your consent or in fulfillment of a contract, in itself or to a third party in a standard, machine-readable format. If you require the direct transfer of the data to another person in charge, this will only be done to the extent technically feasible.
SSL or TLS encryption
This site uses, for security reasons and to protect the transmission of confidential content, such as orders or requests that you send to us as a site operator, an SSL or. TLS encryption. An encrypted connection is indicated by the browser’s address bar changing from “http: //” to “https: //” and the lock icon in your browser bar.
If SSL or TLS encryption is enabled, the data you submit to us can not be read by third parties.
Information, blocking, deletion
You have the right to free information on your stored personal data, their origin and recipient and the purpose of the data processing and, if necessary, a right of correction, blocking or
Deletion of this data. For further information on personal data, please contact us at any time at the address given in the imprint.
Objection to advertising mail
The use of contact data published in the context of the imprint obligation for the purpose of sending unsolicited advertising and information materials is hereby rejected. The operators of the pages expressly reserve the right to take legal action in the event of the unsolicited sending of advertising information, such as spam e-mails.
third Data collection on our website
Cookies
The internet pages partly use so-called cookies. Cookies do not harm your computer and do not contain viruses. Cookies are used to make our offer more user-friendly, effective and secure. Cookies are small text files that are stored on your computer and stored by your browser.
Most of the cookies we use are so-called “session cookies”. They are automatically deleted after your visit. Other cookies remain stored on your device until you delete them. These cookies allow us to recognize your browser on your next visit.
You can set your browser so that you are informed about the setting of cookies and cookies only in individual cases allow, the acceptance of cookies for certain cases or generally exclude and activate the automatic deletion of cookies when closing the browser. Disabling cookies may limit the functionality of this website.
Cookies required to carry out the electronic communication process or to provide certain functions desired by you (eg shopping cart function) are processed on the basis of Art. 6 para. 1 lit. f DSGVO saved. The website operator has a legitimate interest in the storage of cookies for the technically correct and optimized provision of its services. If other cookies (such as cookies for analyzing your browsing behavior) are stored, they will be treated separately in this privacy policy.
server log files
The provider of the pages automatically collects and stores information in so-called server log files, which your browser automatically transmits to us. These are:
- browser type and browser version
- operating system used
- Referrer URL
- Host name of the accessing computer
- time of server request
- IP address
There is no merge of this data with other data sources.
The basis for data processing is Art. 6 para. 1 lit. b DSGVO, which allows the processing of data for the performance of a contract or precontractual measures.
Contact
If you send us inquiries via the contact form, your details from the inquiry form, including the contact details you provided there, will be stored in order to process the request and in case of follow-up questions. We will not share this information without your consent.
The processing of the data entered into the contact form takes place exclusively on the basis of your consent (Art. 6 (1) lit. DSGVO). You can revoke this consent at any time. An informal message by e-mail to us is sufficient. The legality of the data processing operations carried out until the revocation remains unaffected by the revocation.
The information you provide in the contact form will remain with us until you ask us to delete it, revoke your consent to storage, or delete the purpose for data storage (for example, after your request has been processed). Mandatory statutory provisions – especially retention periods – remain unaffected.
Registration on this site
You can register on our website to use additional features on the site. We only use the data entered for the purpose of using the respective offer or service for which you have registered. The mandatory information requested during registration must be given in full. Otherwise we will reject the registration.
For important changes, for example, in the scope of the offer or in case of technically necessary changes, we use the e-mail address specified during the registration in order to inform you in this way.
The processing of the data entered during registration takes place on the basis of your consent (Art. 6 (1) lit. DSGVO). You can revoke your consent at any time. An informal message by e-mail to us is sufficient. The legality of the already completed data processing remains unaffected by the revocation.
The data collected during registration will be stored by us as long as you are registered on our website and will subsequently be deleted. Legal retention periods remain unaffected.
Comments on this site
In addition to your comment, the comment function on this page will also include information on when the comment was created, your e-mail address and, if you are not anonymous, the username you have chosen.
IP address storage
Our comment function stores the IP addresses of the users who write comments. Since we do not check comments on our site before activation, we need this information in order to be able to act against the author in case of infringements such as insults or propaganda.
Subscribe to comments
As a user of the site, you can subscribe to comments after registering. You will receive a confirmation email to verify that you are the owner of the given email address. You can unsubscribe from this function at any time via a link in the info mails. The data entered in the course of subscribing to comments will be deleted in this case; however, if you have submitted this data to us for other purposes and elsewhere (such as a newsletter order), they will remain with us.
Comment retention period
The comments and related data (e.g., IP address) are stored and remain on our website until the commented content has been completely deleted or the comments must be deleted for legal reasons (e.g., offensive comments).
legal basis
The comments are stored on the basis of your consent (Art. 6 (1) lit. DSGVO). You can revoke your consent at any time. An informal message by e-mail to us is sufficient. The legality of the already completed data processing operations remains unaffected by the revocation.
4th Social Media
Facebook plugins (Like & Share-Button)
On our pages plugins of the social network Facebook, provider Facebook Inc., 1 Hacker Way, Menlo Park, California 94025, USA, are integrated. The Facebook plugins can be recognized by the Facebook logo or the “Like-Button” (“Like”) on our site. An overview of the Facebook plugins can be found here: https://developers.facebook.com/docs/plugins/.
When you visit our pages, the plugin establishes a direct connection between your browser and the Facebook server. Facebook receives the information that you have visited our site with your IP address. If you click on the Facebook “Like-Button” while you are logged into your Facebook account, you can link the contents of our pages to your Facebook profile. As a result, Facebook can assign the visit to our pages to your user account. We point out that we as the provider of the pages are not aware of the content of the data transmitted and their use by Facebook. For more information, please refer to the Facebook Privacy Policy at: https: // de- de.facebook.com/policy.php code.
If you do not want Facebook to associate your visit to our pages with your Facebook user account, please log out of your Facebook user account.
Twitter Plugin
Functions of the Twitter service are integrated on our sites. These features are available through Twitter Inc., 1355 Market Street, Suite 900, San Francisco, CA 94103, USA. By using Twitter and the “Re-Tweet” function, the websites you visit are linked to your Twitter account and shared with other users. This data is also transmitted to Twitter. We point out that we as the provider of the pages are not aware of the content of the transmitted data and their use by Twitter. For more information, see the Twitter Privacy Policy at: https://twitter.com/privacy.
Your privacy settings on Twitter can be found in the account settings at https://twitter.com/account/ change settings .
Google+ Plugin
Our pages use features of Google+. Provider is Google Inc., 1600 Amphitheater Parkway, Mountain View, CA 94043, USA.
Collect and share information: Use the Google + button to post information worldwide. The Google + button will provide you and other users with personalized content from Google and our partners. Google stores both the information that you have + 1’d for a content and information about the page that you viewed when you clicked +1. Your + 1’s can appear as clues along with your profile name and photo in Google services, such as in search results or in your Google profile, or elsewhere on websites and ads on the web.
Google records information about your +1 activities to improve Google services for you and others. To use the Google + button, you need a globally visible, public Google profile that has at least the name chosen for the profile. This name will be used in all Google services. In some cases, this name may also replace a different name you used when sharing content through your Google Account. The identity of your Google Profile may be displayed to users who know your email address or have other identifying information from you.
Use of Information Collected: In addition to the purposes outlined above, the information you provide will be used in accordance with applicable Google privacy policies. Google may publish summarized statistics about users’ + 1 activity or share it with users and partners, such as publishers, advertisers, or affiliate websites.
Instagram Plugin
Functions of the service Instagram are integrated on our sides. These features are provided by Instagram Inc., 1601 Willow Road, Menlo Park, CA 94025, United States.
If you are logged in to your Instagram account, you can link the contents of our pages to your Instagram profile by clicking on the Instagram button. This allows Instagram to associate the visit of our pages with your user account. We point out that we as a providerThe pages are not aware of the content of the transmitted data and their use by Instagram.
For more information, see the Instagram Privacy Policy: https://instagram.com/ about / legal / privacy / code.
LinkedIn Plugin
Our website uses features of the LinkedIn network. Providers is LinkedIn Corporation, 2029 Stierlin Court, Mountain View, CA 94043, United States.
Each time you visit one of our pages that contains LinkedIn features, it connects to LinkedIn servers. LinkedIn is informed that you have visited our website with your IP address. If you click LinkedIn’s “Recommend Button” and are logged in to your LinkedIn account, LinkedIn will be able to associate your visit to our website with you and your user account. We point out that we as the provider of the pages have no knowledge of the content of the transmitted data and their use by LinkedIn.
For more information, please see the LinkedIn privacy statement at: https: // www. linkedin.com/legal/privacy-policy code.
XING Plugin
Our website uses functions of the network XING. Provider is the XING AG, Dammtorstraße 29-32, 20354 Hamburg, Germany.
Each time you visit one of our sites that contains XING features, it will connect to XING servers. A storage of personal data is not done to our knowledge. In particular, no IP addresses are stored or the usage behavior is evaluated.
Further information on data protection and the XING Share button can be found in XING’s privacy policy at: https://www.xing.com/app/share?op=data_protection code.
5th Analysis Tools and Advertising
Google Analytics
This website uses functions of the web analytics service Google Analytics. Provider is Google Inc., 1600 Amphitheater Parkway, Mountain View, CA 94043, USA.
Google Analytics uses so-called “cookies”. These are text files that are stored on your computer and that allow an analysis of the use of the website by you. The information generated by the cookie about your use of this website is usually transmitted to a Google server in the USA and stored there.
Google Analytics cookies are stored on the basis of Art. 6 para. 1 lit. f DSGVO. The website operator has a legitimate interest in analyzing user behavior in order to optimize both its website and its advertising.
IP anonymization
We have activated the function IP anonymization on this website. As a result, your IP address will be truncated by Google within member states of the European Union or other parties to the Agreement on the European Economic Area prior to transmission to the United States. Only in exceptional cases will the full IP address be sent to a Google server in the US and shortened there. On behalf of the operator of this website, Google will use this information to evaluate your use of the website, to compile reports on website activity and to provide other services related to website activity and internet usage to the website operator. The IP address provided by Google Analytics within the framework of Google Analytics will not be merged with other data provided by Google.
Browser Plugin
You can prevent the storage of cookies by a corresponding setting of your browser software; however, we point out that in this case you may not be able to use all the functions of this website in full. In addition, you may prevent the collection by Google of the data generated by the cookie and related to your use of the website (including your IP address) and the processing of this data by Google by downloading the browser plug-in available under the following link and install: https://tools.google.com/dlpage/gaoptout ? hl = en .
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Opposition to data collection
You can prevent the collection of your data by Google Analytics by clicking on the following link. An opt-out cookie will be set to prevent your data from being collected on future visits to this site: Disable Google Analytics .
For more information on how to handle user data on Google Analytics, please refer to the Google Privacy Policy: https://support.google.com/analytics/answer/6004245?hl=de code.
Custom Data Processing
We have entered into an agreement with Google for order data processing and fully implement the strict requirements of the German data protection authorities when using Google Analytics.
Google analytics demographics
This website uses the demographics feature of Google Analytics. As a result, reports can be produced that contain information on the age, gender and interests of the site visitors. These data are from interest-based advertising from Google and from third-party visitor data. This data can not be assigned to a specific person. You can disable this feature at any time through the ad settings in your Google Account, or generally prohibit the collection of your data by Google Analytics as described in the section “Opposition to data collection”.
Google Analytics Remarketing
Our websites leverage the features of Google Analytics Remarketing with the cross-device capabilities of Google AdWords and DoubleClick. Provider is Google Inc., 1600 Amphitheater Parkway, Mountain View, CA 94043, USA.
This feature allows you to associate the advertising audiences created with Google Analytics Remarketing with the cross-device capabilities of Google AdWords and Google DoubleClick. In this way, interest-based, personalized advertising messages customized to you based on your previous usage and browsing behavior on one end device (e.g., cell phone) may also be displayed on another of your end devices (e.g., tablet or PC).
Once you have given your consent, Google will associate your web and app browsing history with your Google Account for this purpose. That way, the same personalized advertising messages can appear on any device you sign in to with your Google Account.
To support this feature, Google Analytics collects Google-authenticated IDs of the users that are temporarily associated with our Google Analytics data to define and create audiences for cross-device ad promotion.
You can permanently opt out of cross-device remarketing / targeting by disabling personalized ads in your Google Account; follow this link: https://www.google.com/settings / ads / OnWeb / code.
The aggregation of the collected data in your Google Account is based solely on your consent, which you can give or withdraw from Google (Article 6 (1) (a) GDPR). For data collection operations that are not merged into your Google Account (for example, because you do not have a Google Account or have objected to the merge), the collection of data is based on Art. 6 (1) lit. f DSGVO. The legitimate interest results from the fact that the website operator has an interest in the anonymous analysis of the website visitors for advertising purposes.
For more information and privacy policy, see the Google Privacy Policy at: https: / /www.google.com/policies/technologies/ads/ code.
Google AdWords and Google Conversion Tracking
This website uses Google AdWords. AdWords is an online advertising program of Google Inc., 1600 Amphitheater Parkway, Mountain View, CA 94043, United States (“Google”).
As part of Google AdWords, we use the so-called conversion tracking. When you click on an ad served by Google, a conversion tracking cookie is set. Cookies are small text files that the Internet browser stores on the user’s computer. These cookies lose their validity after 30 days and are not used for the personal identification of the users. Visits the user certain pages of this website and the cookie has not expired, Google and we can see that the user clicked on the ad and was redirected to this page.
Each Google AdWords customer receives a different cookie. The cookies can not be tracked through the websites of advertisers. The information gathered using the conversion cookie is used to generate conversion statistics for AdWords advertisers who have opted for conversion tracking. Customers are told the total number of users who clicked on their ad and were redirected to a conversion tracking tag page. However, they do not receive any information that personally identifies users. If you do not want to participate in tracking, you can opt-out of this by easily disabling the Google Conversion Tracking cookie through its Internet browser under User Preferences. You will not be included in the conversion tracking statistics.
The storage of “conversion cookies” is based on Art. 6 para. 1 lit. f DSGVO. The website operator has a legitimate interest in analyzing user behavior in order to optimize both its website and its advertising.
For more information about Google AdWords and Google Conversion Tracking, please refer to the Google Privacy Policy: https : //www.google.de/policies/privacy/ code.
You can set your browser so that you are informed about the setting of cookies and cookies only in individual cases allow, the acceptance of cookies for certain cases or generally exclude and activate the automatic deletion of cookies when closing the browser. Disabling cookies may limit the functionality of this website.
Google reCAPTCHA
We use “Google reCAPTCHA” (hereafter “reCAPTCHA”) on our websites. Provider is Google Inc., 1600 Amphitheater Parkway, Mountain View, CA 94043, USA (“Google”).
With reCAPTCHA we want to check if the data entry on our websites (for example in a contact form) is done by a human or by an automated program. To do this, reCAPTCHA analyzes the behavior of the website visitor based on various characteristics. This analysis begins automatically as soon as the website visitor enters the website. For analysis, reCAPTCHA evaluates various information (for example, the IP address, website visitor’s time spent on the website, or user mouse movements). The data collected during the analysis will be forwarded to Google.
The reCAPTCHA analyzes are completely in the background. Site visitors are not advised that an analysis is taking place.
Data processing is based on Art. 6 para. 1 lit. f DSGVO. The Web site operator has a legitimate interest in protecting its web sites from abusive automated spying and SPAM.
For more information about Google reCAPTCHA and the Google Privacy Policy, please visit the following links: https://www.google.com/intl/en/policies/privacy/ and https://www.google.com/recaptcha/intro/android.html .
Facebook Pixel
Our site uses Facebook’s visitor action pixel for conversion measurement, Facebook Inc., 1601 S. California Ave, Palo Alto, CA 94304, USA (“Facebook”).
This way, the behavior of the site visitors can be tracked after they have been redirected to the provider’s website by clicking on a Facebook ad. As a result, the effectiveness of Facebook advertisements can be evaluated for statistical and market research purposes and future advertising measures optimized.
The data collected is anonymous to us as the operator of this website, we can not draw conclusions about the identity of the users. However, the data are stored and processed by Facebook, so that a connection to the respective user profile is possible and Facebook the data for their own advertising purposes, according to the Facebook Data Usage Policy . As a result, Facebook can enable ads to be displayed on Facebook and outside of Facebook. This use of the data can not be influenced by us as the site operator.
For more privacy protection, visit the Facebook privacy policy: https: // www .facebook.com / about / privacy / code.
You can also use the remarketing “Custom Audiences” feature in the Ads Settings section of https://www.facebook.com/ads/preferences/?entry_product=ad_settings_screen . You have to be logged in to Facebook.
If you do not have a Facebook account, you can opt out of Facebook Commercial Advertising on the European Interactive Digital Advertising Alliance website: http://www.youronlinechoices.com/de/praferenzmanagement/ code.
6th Newsletter
MailChimp
This website uses the services of MailChimp for sending newsletters. Provider is the Rocket Science Group LLC, 675 Ponce De Leon Ave. NE, Suite 5000, Atlanta, GA 30308, USA.
MailChimp is a service that helps u.a. the dispatch of newsletters can be organized and analyzed. If you enter data for the purposes of newsletter subscription (e-mail address, for example), it will be stored on MailChimp’s servers in the United States.
MailChimp is certified under the EU-US Privacy Shield. The Privacy Shield is an agreement between the European Union (EU) and the US to ensure compliance with European privacy standards in the United States.
With the help of MailChimp we can analyze our newsletter campaigns. When you open an e-mail sent by MailChimp, a file included in the e-mail (called web-beacon) connects to MailChimp’s servers in the United States. This will determine if a newsletter message has been opened and which links may have been clicked. In addition, technical information is collected (e.g., time of retrieval, IP address, browser type, and operating system). This information can not be assigned to the respective newsletter recipient. They serve exclusively for the statistical analysis of newsletter campaigns. The results of these analyzes can be used to better tailor future newsletters to the interests of the recipients.
If you do not want to be analyzed by MailChimp you have to unsubscribe from the newsletter. For this we provide in each newsletter message a corresponding link. Furthermore, you can unsubscribe from the newsletter directly on the website.
The data processing takes place on the basis of your consent (Art. 6 (1) lit. DSGVO). You can revoke this consent at any time by unsubscribing from the newsletter. The legality of the already completed data processing operations remains unaffected by the revocation.
The data deposited with us for the purpose of subscribing to the Newsletter will be stored by us from the newsletter until the time of your submission and will be deleted from our servers as well as from the servers of MailChimp after cancellation of the newsletter. Data that has been stored for other purposes with us (such as e-mail addresses for the members area) remain unaffected.
For more information, see the MailChimp Privacy Policy at: https://mailchimp.com/legal/terms/ .
Completing a Data Processing Agreement
We have a so-called “Data Processing Agreement” with MailChimp, in which we commit MailChimp to protect the data of our customers and not to pass them on to third parties. This contract can be viewed at the following link: https: //mailchimp.com/legal/forms/data-processing-agreement/sample-agreement/ code.
seventh Plugins and Tools
YouTube
Our website uses plugins from the Google-powered YouTube page. Site operator is YouTube, LLC, 901 Cherry Ave., San Bruno, CA 94066, USA.
If you visit any of our YouTube plug-in-enabled sites, you will be connected to the servers of YouTube. It tells the YouTube server which of our pages you’ve visited.
If you are logged in to your YouTube account, YouTube will allow you to associate your browsing behavior directly with your personal profile. You can prevent this by logging out of your YouTube account.
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The use of YouTube is in the interest of an attractive presentation of our online offers. This constitutes a legitimate interest within the meaning of Art. 6 para. 1 lit. f DSGVO.
For more information about how to handle user information, please refer to the YouTube Privacy Policy at: https : //www.google.de/intl/de/policies/privacy code.
Google Web Fonts
This site uses so-called web fonts provided by Google for the uniform representation of fonts. When you call up a page, your browser loads the required web fonts into your browser cache to correctly display texts and fonts.
To do this, the browser you use must connect to Google’s servers. As a result, Google learns that our website has been accessed via your IP address. The use of Google Web Fonts is in the interest of a consistent and attractive presentation of our online services. This constitutes a legitimate interest within the meaning of Art. 6 para. 1 lit. f DSGVO.
If your browser does not support web fonts, a default font will be used by your computer.
For more information about Google Web Fonts, see https://developers.google.com/fonts / faq and in the Google Privacy Policy: https: // www. google.com/policies/privacy/ code.
Google Maps
This site uses the mapping service Google Maps via an API. Provider is Google Inc., 1600 Amphitheater Parkway, Mountain View, CA 94043, USA.
To use the features of Google Maps, it is necessary to save your IP address. This information is usually transmitted to and stored by Google on servers in the United States. The provider of this page has no influence on this data transfer.
The use of Google Maps is for the sake of an appealing presentation of our online offers and an easy findability of the places we specify on the website. This constitutes a legitimate interest within the meaning of Art. 6 para. 1 lit. f DSGVO.
For more information about how to handle user data, please refer to the Google Privacy Policy: https : //www.google.de/intl/de/policies/privacy/ code.
8th Comparison computer / end customer computer
We record and store all personal data that you enter in the forms deposited on the homepage or in the comparison computer and leave us with the conclusion of an online registration. This includes all individual details that you make about your personal and factual circumstances. We use your personal data exclusively for the purpose of initiating and executing the contract with you. In our comparison calculator, you can request in addition to the mere non-binding information on insurance rates a consultation by one of our insurance intermediaries or immediately submit an application to conclude an insurance contract.
By visiting our web pages, we automatically collect various information in the respective server log files. These include, for example, the type and version number of your web browser, your operating system used, information about your Internet provider used and other similar information. This information is systemically related to the use of the Internet and are therefore technically imperative to ensure proper operation of a website. This anonymous information may be used by us as part of statistical evaluations to optimize our website.
Data storage and data usage
In no case will the disclosure of the data to uninvolved third parties, unless this is provided for by law. You may revoke the consent given to us at any time and / or object to the future use of your data.
General
Once you enter personal information into our comparison modules or if you have entered and saved your personal information in the centralized customer area and yourself login, this communication takes place encrypted from this point onwards. We connect you to our security server, so that the data can not be read by anyone.
The use of SSL is recommended by the Federal Office for Information Security (BSI). For your own safety, we recommend that you use the latest browser versions and virus scanners. You can see the activated encryption on the activated lock symbol at the bottom of the status bar of the browser or directly above the comparison module. We protect our servers and thus your data with the most modern security programs and firewalls, which prevent an unauthorized access attempt from the very beginning.
Depending on which functionality or type of use of the comparison computer you use, we need the following data, taking into account your interests worth protecting and the legal requirements for the following purposes:
1. Free tariff comparisons: To carry out the tariff comparison, you only need to provide the following information about the person interested in the insurance:
- birth
- marital status (determines insurer’s tariff choice)
- Co-insured children
- Civil service employment relationship.
This information is provided anonymously, without naming the interested party. They serve exclusively to assign the appropriate tariffs.
2. “Advice desired”: If you have the personal advice of one of our
Employees, we need to contact you with your personal data, namely:
- Names and titles
- Address
- nationality
- Marital status
- birth
- Business
- phone number
- Email address
This information is required by the employee in order to prepare and conduct contact for the purpose of consulting with you or the prospective buyer. Our employee can not advise you if you register anonymously or only under a pseudonym.
The “Consultation Wanted” registration form also gives you the opportunity to decide if you would like to express your consent to receiving information about current services and products by post or e-mail. If you activate the corresponding box with a mouse click, you declare by sending the form electronically your consent to the use of your data for marketing purposes. Of course, you can retrieve your consent at any time and revoke it with effect for the future. Simply send us an e-mail to: info (at) sammerseidler.de.
3.An application for the conclusion of an insurance contract:
You can apply for the conclusion of an insurance contract via our comparison calculator, arranged by us. For this we first need the previously named data about you. Furthermore, it is mandatory to answer the questions about the contract data (eg pre-insurance, previous claims, etc.) and to choose a payment method.
Please note that all information in the aforementioned functionalities or types of use of the comparison computer is true. Incorrect information falsifies the tariff calculation result and can later have a negative effect on the insurance coverage. The consequences of incorrect information can be found in our terms and conditions .
Already visiting our website www.sammerseidler.de automatically leads to anonymized recording of shortened IP address, date / time / time zone of access, access status, access type, protocol type, name and size of the files accessed, source website, web browser used, on our server. Number of pages visited by us. Indeed these data are only collected for the period of use and related to the homepage; if the use is finished, the data will be deleted immediately. With regard to the comparison computer, no usage data is recorded. A merger of the homepage usage data with the personal data provided via the comparison computer does not take place, any personal reference of the usage data is excluded.
Cookies are used to get information as soon as your web browser opens our website. These identifiers support various service functions of our website and are transmitted automatically via your web browser to the hard disk of your computer or other mobile device. You can prevent this function by setting your browser accordingly. In this case, however, a personalized service is not possible. More information about the cookies we use can be found under the heading “ Information about cookies “. To open, just follow the link. We do not use cookies for the comparison computer.
The comparison computers grant you at any time free of charge information about your stored personal data about you or the pseudonym used by you. You have the right to correct, delete and block your personal data at any time, or have us do so.
In order to enable you to safely visit our homepage and to use the comparison computer safely, we cooperate with cooperation partners who enable us to provide services and data management in accordance with high security standards. We have contractually obliged these cooperation partners to comply with the statutory provisions on data protection and data secrecy.
So that your visit to our website and the use of the comparison computer is protected against unauthorized access:
- we will not share your information with outside parties without your express consent;
- we provide modern IT systems (hardware and software) and IT security;
- We keep your information safe
- process, store and use your personal data exclusively within the EU;
- you will receive a secret password to access your profile.
For further questions please contact our customer service: Sonnenberg 52, 22958 Kuddewörde, info (at) sammerseidler.de, 040 21 050 476.
Data Processing Credit
Credit request
You can use the websites of SCP GmbH anonymously.
However, certain services require you to fill out a form with certain personal details, but the input of this information is voluntary. We attach great importance to the protection of your personal information communicated to us.
An inquiry is not yet a conclusion of a loan. This comes only after your signature of the application, the implementation of the Post Ident procedure
and the subsequent verification of the complete documents and acceptance by the bank.
A binding loan commitment can only be given by a credit institution itself on the basis of all requested documents. Loan commitments can be challenged by credit institutions at any time if they differ from what you have provided.
Consent, Assignment and Confirmation
I hereby entrust SCP GmbH with arranging a consumer loan agreement as well as related financial services. I act on my own behalf and account.
Data Transmission to Credit Institutions
loan offer
For the successful loan brokerage and our credit counseling, we must forward your personal information to the credit institutions and receive the appropriate feedback from you.
Consent and Authorization
I hereby authorize SCP GmbH to forward my data and documents necessary for the credit decision to credit institutions, from which offers are obtained for me, and to accept correspondence relating to the financing for me. I authorize SCP GmbH to accept a contract offer from the financing bank for forwarding to me.
I agree that the credit institutions of SCP GmbH may provide information on the status of the loan request, missing documents or grounds for refusal, so that SCP GmbH can use this information only in the context of individual advice on my specific loan request and for competent support in further applications.
I agree that SCP GmbH will transmit the information (eg current loans, existing checking accounts and credit card contracts as well as if applicable statements on payment behavior) transmitted by credit bureaus to the requested credit institutions within the framework of my specific loan request. SCP GmbH uses this information exclusively in the context of the individual consultation of the concrete loan request and for the competent assistance with the application.
I consent to the fact that the decision of the credit institution, whether a credit agreement is concluded, the SCP GmbH to assess a commission claim, in particular the amount and duration of the loan agreement, announced.
Offer Optimization
We want you to get the best credit product for you. That is why it is our aim to advise you accordingly and possibly to find better alternative offers for you.
As part of the free and non-binding credit service for the purpose of obtaining alternative offers, SCP GmbH will therefore transfer your personal data provided in the credit inquiry to other credit institutions and, if necessary, to you
contact this purpose by telephone, mail and / or e-mail.
Data Security
In order to transfer the data as securely as possible, SCP GmbH uses SSL encryption (Secure Socket Layer), which is one of the safest technologies. This type of encrypted data transfer applies in particular to all personal data. Furthermore, the IP address of my computer and the corresponding date and time are transmitted and stored during an online credit inquiry in order to protect the SCP GmbH against misuse of the data.
consent forms
I therefore agree that in an online credit inquiry the IP address of my computer and the corresponding date and time are transmitted and stored in order to protect myself and SCP GmbH from misuse of the data.
Data transmission of credit bureaus
Credit institutions work with various credit bureaus to assess credit risk. Based on the data you enter, the information from these credit bureaus and other own findings and assessments, they then decide whether and on what terms they can offer you a loan. Thus the credit institutes the appropriate credit reference agencies
You may need different kinds of consent from you, which we have put together for you and which you need to agree to. Furthermore, you will be accompanied by important information that you would like to read carefully.
Credit Card and Credit Card Processing
784/5000
Zeichenbeschränkung: 5000
checking account or credit card request, transferring data to credit and credit bureaus
You can use the websites of SCP GmbH anonymously.
However, certain services require you to fill out a form with certain personal details, but the input of this information is voluntary. We attach great importance to the protection of your personal information communicated to us
A checking account or credit card request is not a completion of a checking account or a credit card. This is only concluded after your signature of the application, the implementation of the Post Ident procedure and the subsequent examination of the complete documents as well as the acceptance by the bank.
I hereby entrust SCP GmbH with the brokerage of a current account or credit card contract as well as the related financial services.
A binding checking account or credit card commitment can only be given by a bank itself on the basis of all requested documents. Checking account or
Credit card commitments can be challenged by banks at any time, if deviations from the information provided by me turn out to be.
I act on my own behalf and account.
I note that the credit institutions are the credit bureaus
SCHUFA Holding AG, Komeranweg 5, 65201 Wiesbaden
infoscore Consumer Data GmbH (iCD), Rheinstrasse 99, 76532 Baden Baden
INFORMA Consulting GmbH, Rheinstraße 99, 76532 Baden Baden
Creditreform Boniversum GmbH formerly “CEG Creditreform Consumer GmbH”, Hellersbergstrasse 11, 41460 Neuss
accumio finance services GmbH, Eppelheimer Str. 13, 69115 Heidelberg
Provide data on the establishment, proper conduct and termination of a current account or credit card agreement, unless my legitimate interest in excluding the transfer outweighs the credit inquiry’s interest in knowing the data.
Data on claims shall be forwarded to the above-mentioned credit bureaus, as far as the owed service has not been rendered despite the due date, if this is necessary to safeguard legitimate interests of the credit card provider or a third party, and the claim has been established by a final judgment that has been declared final or enforceable, or a debt has been issued pursuant to § 794 of the Code of Civil Procedure,
- the claim according to § 178 of the insolvency code has been determined and not by the debtor in the examination date has been denied,
- I have explicitly acknowledged the claim
- I have been warned in writing at least twice after the due date of the claim,
- lie between the first reminder and the delivery at least four weeks,
- the bank informed me well in advance of the transmission of the information, but at the earliest on the first reminder of the forthcoming transmission and
- I have not denied the claim or
- the contractual relationship underlying the claim can be terminated without notice due to arrears and the credit institution has informed me of the impending transfer.
In that regard, I release the bank from banking secrecy at the same time. SCP GmbH points out that for the purpose of deciding on the establishment, implementation or termination of this contractual relationship in the context of risk management, credit institutions use probability values collected by the credit bureaus for my future conduct and address data are also used to calculate these probabilities.
More information about the information and score procedures
contain the respective leaflets of the credit bureaus, which provide these on request. The addresses of the credit bureaus are given above.
For consumer inquiries to SCHUFA the following address applies differently:
SCHUFA Holding AG
Private customer service center
PO Box 103441
50474 Cologne
Furthermore, I hereby authorize SCP GmbH to forward my data as well as any documents necessary for the current account or credit card decision to credit institutions, from which offers are obtained for me, and to accept all correspondence relating to the checking account or credit card application for me. I authorize SCP GmbH to accept a contract offer from the bank for forwarding to me.
consent forms
I agree that the decision of the credit institution, whether a checking account or
Credit card agreement is reached, the SCP GmbH is announced to assess a commission claim.
I agree that the credit institutes of the SCP GmbH may be provided with information on the status of the current account or credit card request, missing documents or reasons for refusal, so that SCP GmbH will only provide this information in the context of the individual consultation of the specific credit card request and for competent support with further applications can use.
Likewise, I agree that SCP GmbH may transfer my personal data given at the current account or credit card request to other credit institutions as part of a free and non-binding checking and credit card services for the purpose of obtaining alternative offers and these credit institutions me for this purpose by phone and by email or post can contact.
In order to transfer the data as securely as possible, SCP GmbH uses SSL encryption (Secure Socket Layer), which is one of the safest technologies. This type of encrypted data transfer applies in particular to all personal data. Furthermore, in the case of an online checking account or credit card request, the IP address of my computer and the corresponding date and time are transmitted and stored in order to protect myself and SCP GmbH against misuse of the data.
I therefore agree that in the case of an online checking account or credit card request
The IP address of my computer and the corresponding date and time are transmitted and stored in order to protect me and SCP GmbH from misuse of the data.
3542/5000
Zeichenbeschränkung: 5000
I can revoke all declarations of consent at any time with effect for the future under the following email address: info (at) sammerseidler.de
Data processing day or fixed deposit
consent forms
I agree that the day or time deposit account provider, the SCP GmbH to assess a commission claim to announce whether a day or time deposit account was opened by the applicant.
I agree that SCP GmbH’s day or time deposit account providers may provide information on the status of the day or time deposit account request and on missing documents or rejection reasons, so that SCP GmbH may only provide this information in the context of individual advice on the specific day or
Time deposit account request and for the competent assistance with further applications can use.
Likewise, I agree that the SCP GmbH in the context of the free and non-binding daily or fixed-term service for the purpose of obtaining alternative offers my personal data given at the day or time deposit account request to other day or time deposit account providers and these providers me to this Purpose by telephone and by e-mail or mail may contact.
In order to transfer the data as securely as possible, SCP GmbH uses SSL (Secure Socket Layer) encryption, which is one of the safest technologies. This type of encrypted data transfer applies in particular to all personal data. Furthermore, the IP address of my Internet connection as well as the corresponding date and time are transmitted and stored in an online call money account request, in order to protect me and SCP GmbH against misuse of the data.
I therefore agree that the IP address of my Internet connection and the corresponding date and time are transmitted and stored in an online day or deposit inquiry to protect myself and the SCP GmbH from misuse of the data.
I can revoke all declarations of consent at any time with effect for the future at the following e-mail address: info (at) sammerseidler.de
Construction Mortgage Processing
mortgage request
You can use the websites of SCP GmbH anonymously.
However, certain services require you to fill out a form with certain personal details, but the input of this information is voluntary. We attach great importance to the protection of your personal information communicated to us.
A request is not yet a completion of mortgage lending. This will only come into effect after your signature of the contract, the implementation of the Post Ident procedure and the subsequent verification of the complete documents as well as acceptance by the product provider.
A binding commitment of mortgage lending can only be made by a product supplier himself
the basis of all requested documents. Commitments to a mortgage can be challenged by the product providers at any time, if deviations from the information you provide.
Declarations of consent, assignment and confirmation
I hereby entrust SCP GmbH with arranging a mortgage lending agreement and related financial services. I act on my own behalf and account.
Data Submission Product Provider
Construction Financing offer
For the successful placement of a mortgage and for our advice, we must forward your personal information to the product providers and receive the appropriate feedback from them.
Consent and Authorization
I hereby authorize SCP GmbH to forward my data and documents necessary for the construction financing decision to product providers, from whom offers are obtained for me, and to accept correspondence relating to the financing for me. I authorize SCP GmbH to accept a contract offer from the financing product provider for forwarding to me.
I agree that the product provider of SCP GmbH may provide information on the status of the mortgage lending request, missing documents or grounds for refusal, so that SCP GmbH may use this information only in the context of individual consultation of my specific mortgage lending request and for competent support in further applications.
I agree that SCP GmbH will transmit the information (for example current loans, existing current accounts and credit card contracts as well as if applicable statements on payment behavior) transmitted by credit reference agencies to the requested product providers as part of my specific mortgage lending request. The SCP GmbH uses this information exclusively in the context of the individual consultation of the concrete construction financing request and for the competent support with the application.
I consent to the fact that the decision of the product provider, whether a mortgage contract is concluded, the SCP GmbH will be announced to assess a commission claim.
Consents for SCHUFA (SCHUFA clause)
I agree that the banks of the SCHUFA Holding AG, Kormoranweg 5, 65201 Wiesbaden, data on the application, the inclusion (in each case borrower and loan amount or limit and installment loans in addition term and installment) and agreed settlement (eg early repayment , Term extension) of this loan.
I further agree that, irrespective of this, SCHUFA’s credit institutions may also submit data on your due claims against me. This is permitted under the Federal Data Protection Act (§28a (1) sentence 1), if I have not provided the owed service despite the due date, the transfer is necessary to safeguard the legitimate interests of the credit institutions or third parties and the claim is enforceable or
I have expressly acknowledged the claim or I have been warned in writing at least twice after the due date of the claim,
the bank me in time, but at the earliest at the first reminder about the
I have not notified you of the claim or if the contractual relationship underlying the claim can be terminated by a credit institution without notice and the bank has informed me of the impending transfer.
I further agree that credit institutions may also provide SCHUFA with data on other non-contractual behavior (such as fraudulent behavior). According to the Federal Data Protection Act (§28 (2)), these notifications may only be made to the extent necessary to safeguard the legitimate interests of the credit institution or third parties and there is no reason to assume that the data subject’s legitimate interest in the exclusion of the transfer prevails.
I further agree that I hereby exempt the credit institutions concerned from all of the above-mentioned consent in relation to the SCHUFA in this respect from the banking secrecy.
Received information get saved and used by SCHUFA. The use also includes the calculation of a probability value based on the SCHUFA database
for assessing the credit risk (score).
The data will be transmitted to its contractors in the European Economic Area and Switzerland to provide information for assessing the creditworthiness of natural persons.
Contracting parties of SCHUFA are companies that suffer financial risks due to services or delivery (in particular credit institutions as well as credit cards and leasing companies, but also rental, trade, telecommunication, energy supply, insurance and collection companies).
The SCHUFA will only provide personal data if a legitimate interest in it has been credibly demonstrated in individual cases and the transfer is admissible after weighing all interests. Therefore, the scope of the data provided in each case may vary according to the type of contracting party.
In addition, SCHUFA uses the data to verify the identity and age of persons at the request of its contractual partners who, for example, offer services on the Internet.
You can obtain information about the stored data concerning you at SCHUFA. Further information about the SCHUFA Information and Training
Score procedures are available at www.meineschufa.de.
The postal address of SCHUFA is:
SCHUFA Holding AG, Private Customer Service Center, PO Box 103441, 50474 Cologne
Declarations of consent other credit bureaus
I agree that the credit institutions are the credit bureaus
infoscore Consumer Data GmbH (iCD), Rheinstrasse 99, 76532 Baden Baden
INFORMA Consulting GmbH, Rheinstraße 99, 76532 Baden Baden
Creditreform Boniversum GmbH formerly “CEG Creditreform Consumer GmbH”, HellersbergStraße 11, 41460 Neuss
accumio finance services GmbH, Eppelheimer Str. 13, 69115 Heidelberg
Bürgel Wirtschaftsinformationen GmbH & Co. KG, Gasstraße 18, 22761 Hamburg
Provide data on the establishment, proper conduct and termination of a credit agreement, unless my legitimate interest in excluding the transfer outweighs the credit inquiry’s interest in knowing the data.
I further agree that credit institutions may, for the purposes of credit checks, obtain data on my previous payment history and credit information based on mathematical-statistical procedures using address data from the above-mentioned credit bureaus.
I further agree that the credit institutions may transmit data on claims, insofar as the owed service has not been rendered despite the due date, to the above-mentioned credit bureaus, if this is necessary to safeguard the legitimate interests of the credit institution or a third party, and
- the claim has been established by a final judgment which has been declared final or enforceable, or a debt instrument pursuant to §794 of the Code of Civil Procedure has been issued,
- the claim according to §178 of the Insolvenzordnung was determined and not by the debtor in the examination date has been denied,
- I have explicitly acknowledged the claim
- I have been warned in writing at least twice after the due date of the claim,
- lie between the first reminder and the delivery at least four weeks,
- the bank informed me well in advance of the transmission of the information, but at the earliest on the first reminder of the forthcoming transmission and
- I have not denied the claim or
- the contractual relationship underlying the claim can be terminated without notice due to arrears and the credit institution has informed me of the impending transfer.
I further agree that I hereby exempt the credit institutions concerned from all of the above-mentioned consent in this respect from the banking secrecy.
Further information about the information and score procedures can be found in the respective leaflets of the above-mentioned credit bureaus, which provide these on request. The addresses of the credit bureaus are given above.
Cancellation
All declarations of consent can be revoked informally by letter to SCP GmbH, Sonnenberg 52, 22958 Kuddewörde or E Mailan sammer (at) sammerseidler.de with effect for the future.
Data Security
In order to transfer the data as securely as possible, SCP GmbH uses SSL encryption (Secure Socket Layer), which is one of the safest technologies. This type of encrypted data transfer applies in particular to all personal data. Furthermore, in an online mortgage request, the IP address of my computer and the corresponding date and time are transmitted and stored to protect me and SCP GmbH from misuse of the data.
consent forms
I therefore agree that in an online home loan request
The IP address of my computer and the corresponding date and time are transmitted and stored in order to protect me and SCP GmbH from misuse of the data.
Cancellation
All declarations of consent can be revoked informally by letter to SCP GmbH, Sonnenberg 52, 22958 Kuddewörde or by e-mail to sammer (at) sammerseidler.de with effect for the future.
The following notes give a simple overview of what happens to your personal information when you visit our website. Personal data is any data that personally identifies you. Detailed information on data protection can be found in our Privacy Policy.
Data collection on our website
Who is responsible for collecting the data on this site?
The data processing on this website is carried out by the website operator. Its contact details can be found in the imprint of this website.
How do we collect your information?
Your data will be collected on the one hand, by telling us this. This may be e.g. to trade data that you enter in a contact form.
Other data is collected automatically when visiting the website through our IT systems. These are above all technical data (for example Internet browser, operating system or time of the page call). The collection of this information is automatic as soon as you enter our website.
What do we use your data for?
Part of the data is collected to ensure a flawless provision of the website. Other data can be used to analyze your user behavior.
What rights do you have regarding your data?
At any time you have the right to obtain free information about the origin, recipient and purpose of your stored personal data. You also have a right to request the correction, blocking or deletion of this data. For this and for further questions about data protection you can contact us at any time at the address given in the imprint
turn to us. Furthermore, you have a right of appeal to the competent supervisory authority.
Third-party analysis tools and tools
When visiting our website, your surfing behavior can be statistically evaluated. This happens above all with cookies and with so-called analysis programs. The analysis of your surfing behavior is usually anonymous; the surfing behavior can not be traced back to you. You can object to this analysis or prevent it by not using certain tools. Details can be found in our privacy policy under the heading “Third-party modules and analysis tools”.
You can object to this analysis. We will inform you about the possibilities of objection in this privacy policy.
second General information and mandatory information
Notice
The operators of these pages take the protection of your personal data very seriously. We treat your personal data confidentially and in accordance with the statutory data protection regulations and this privacy policy.
If you use this website, various personal data will be collected. Personal information is information that personally identifies you. This Privacy Policy explains what information we collect and what we use it for. It also explains how and for what purpose this happens.
Please note that data transmission over the Internet (for example, when communicating by e-mail) may have security vulnerabilities. A complete protection of the data from access by third parties is not possible.
Note to the responsible body
The responsible data processing company on this website is:
Maik Sammer / SCP GmbH, represented by GF Maik Sammer
Sonnenberg 52
22958 Kuddewörde
Telephone: 040/21 050 476
E-Mail: info@sammerseidler.de
Responsible entity is the natural or legal person who, alone or in concert with others, decides on the purposes and means of processing personal data (such as names, e-mail addresses, etc.).
Revocation of your consent to data processing
Many data processing operations are only possible with your express consent. You can revoke an already given consent at any time. An informal message by e-mail to us is sufficient. The legality of the data processing carried out until the revocation remains unaffected by the revocation.
Right of appeal to the competent supervisory authority
In the case of violations of data protection law, the person concerned has the right of appeal to the competent supervisory authority. The competent supervisory authority in matters of data protection law is the state data protection officer of the federal state in which our company is based. A list of the data protection officers as well as their contact data can be taken from the following link: https://www.bfdi.bund.de/DE/Infothek/Anschriften_Links/anschriften_links-node.html code.
Data transferability
You have the right to have data that we process on the basis of your consent or in fulfillment of a contract, in itself or to a third party in a standard, machine-readable format. If you require the direct transfer of the data to another person in charge, this will only be done to the extent technically feasible.
SSL or TLS encryption
This site uses, for security reasons and to protect the transmission of confidential content, such as orders or requests that you send to us as a site operator, an SSL or. TLS encryption. An encrypted connection is indicated by the browser’s address bar changing from “http: //” to “https: //” and the lock icon in your browser bar.
If SSL or TLS encryption is enabled, the data you submit to us can not be read by third parties.
Information, blocking, deletion
You have the right to free information on your stored personal data, their origin and recipient and the purpose of the data processing and, if necessary, a right of correction, blocking or
Deletion of this data. For further information on personal data, please contact us at any time at the address given in the imprint.
Objection to advertising mail
The use of contact data published in the context of the imprint obligation for the purpose of sending unsolicited advertising and information materials is hereby rejected. The operators of the pages expressly reserve the right to take legal action in the event of the unsolicited sending of advertising information, such as spam e-mails.
third Data collection on our website
Cookies
The internet pages partly use so-called cookies. Cookies do not harm your computer and do not contain viruses. Cookies are used to make our offer more user-friendly, effective and secure. Cookies are small text files that are stored on your computer and stored by your browser.
Most of the cookies we use are so-called “session cookies”. They are automatically deleted after your visit. Other cookies remain stored on your device until you delete them. These cookies allow us to recognize your browser on your next visit.
You can set your browser so that you are informed about the setting of cookies and cookies only in individual cases allow, the acceptance of cookies for certain cases or generally exclude and activate the automatic deletion of cookies when closing the browser. Disabling cookies may limit the functionality of this website.
Cookies required to carry out the electronic communication process or to provide certain functions desired by you (eg shopping cart function) are processed on the basis of Art. 6 para. 1 lit. f DSGVO saved. The website operator has a legitimate interest in the storage of cookies for the technically correct and optimized provision of its services. If other cookies (such as cookies for analyzing your browsing behavior) are stored, they will be treated separately in this privacy policy.
server log files
The provider of the pages automatically collects and stores information in so-called server log files, which your browser automatically transmits to us. These are:
- browser type and browser version
- operating system used
- Referrer URL
- Host name of the accessing computer
- time of server request
- IP address
There is no merge of this data with other data sources.
The basis for data processing is Art. 6 para. 1 lit. b DSGVO, which allows the processing of data for the performance of a contract or precontractual measures.
Contact
If you send us inquiries via the contact form, your details from the inquiry form, including the contact details you provided there, will be stored in order to process the request and in case of follow-up questions. We will not share this information without your consent.
The processing of the data entered into the contact form takes place exclusively on the basis of your consent (Art. 6 (1) lit. DSGVO). You can revoke this consent at any time. An informal message by e-mail to us is sufficient. The legality of the data processing operations carried out until the revocation remains unaffected by the revocation.
The information you provide in the contact form will remain with us until you ask us to delete it, revoke your consent to storage, or delete the purpose for data storage (for example, after your request has been processed). Mandatory statutory provisions – especially retention periods – remain unaffected.
Registration on this site
You can register on our website to use additional features on the site. We only use the data entered for the purpose of using the respective offer or service for which you have registered. The mandatory information requested during registration must be given in full. Otherwise we will reject the registration.
For important changes, for example, in the scope of the offer or in case of technically necessary changes, we use the e-mail address specified during the registration in order to inform you in this way.
The processing of the data entered during registration takes place on the basis of your consent (Art. 6 (1) lit. DSGVO). You can revoke your consent at any time. An informal message by e-mail to us is sufficient. The legality of the already completed data processing remains unaffected by the revocation.
The data collected during registration will be stored by us as long as you are registered on our website and will subsequently be deleted. Legal retention periods remain unaffected.
Comments on this site
In addition to your comment, the comment function on this page will also include information on when the comment was created, your e-mail address and, if you are not anonymous, the username you have chosen.
IP address storage
Our comment function stores the IP addresses of the users who write comments. Since we do not check comments on our site before activation, we need this information in order to be able to act against the author in case of infringements such as insults or propaganda.
Subscribe to comments
As a user of the site, you can subscribe to comments after registering. You will receive a confirmation email to verify that you are the owner of the given email address. You can unsubscribe from this function at any time via a link in the info mails. The data entered in the course of subscribing to comments will be deleted in this case; however, if you have submitted this data to us for other purposes and elsewhere (such as a newsletter order), they will remain with us.
Comment retention period
The comments and related data (e.g., IP address) are stored and remain on our website until the commented content has been completely deleted or the comments must be deleted for legal reasons (e.g., offensive comments).
legal basis
The comments are stored on the basis of your consent (Art. 6 (1) lit. DSGVO). You can revoke your consent at any time. An informal message by e-mail to us is sufficient. The legality of the already completed data processing operations remains unaffected by the revocation.
4th Social Media
Facebook plugins (Like & Share-Button)
On our pages plugins of the social network Facebook, provider Facebook Inc., 1 Hacker Way, Menlo Park, California 94025, USA, are integrated. The Facebook plugins can be recognized by the Facebook logo or the “Like-Button” (“Like”) on our site. An overview of the Facebook plugins can be found here: https://developers.facebook.com/docs/plugins/.
When you visit our pages, the plugin establishes a direct connection between your browser and the Facebook server. Facebook receives the information that you have visited our site with your IP address. If you click on the Facebook “Like-Button” while you are logged into your Facebook account, you can link the contents of our pages to your Facebook profile. As a result, Facebook can assign the visit to our pages to your user account. We point out that we as the provider of the pages are not aware of the content of the data transmitted and their use by Facebook. For more information, please refer to the Facebook Privacy Policy at: https: // de- de.facebook.com/policy.php code.
If you do not want Facebook to associate your visit to our pages with your Facebook user account, please log out of your Facebook user account.
Twitter Plugin
Functions of the Twitter service are integrated on our sites. These features are available through Twitter Inc., 1355 Market Street, Suite 900, San Francisco, CA 94103, USA. By using Twitter and the “Re-Tweet” function, the websites you visit are linked to your Twitter account and shared with other users. This data is also transmitted to Twitter. We point out that we as the provider of the pages are not aware of the content of the transmitted data and their use by Twitter. For more information, see the Twitter Privacy Policy at: https://twitter.com/privacy.
Your privacy settings on Twitter can be found in the account settings at https://twitter.com/account/ change settings .
Google+ Plugin
Our pages use features of Google+. Provider is Google Inc., 1600 Amphitheater Parkway, Mountain View, CA 94043, USA.
Collect and share information: Use the Google + button to post information worldwide. The Google + button will provide you and other users with personalized content from Google and our partners. Google stores both the information that you have + 1’d for a content and information about the page that you viewed when you clicked +1. Your + 1’s can appear as clues along with your profile name and photo in Google services, such as in search results or in your Google profile, or elsewhere on websites and ads on the web.
Google records information about your +1 activities to improve Google services for you and others. To use the Google + button, you need a globally visible, public Google profile that has at least the name chosen for the profile. This name will be used in all Google services. In some cases, this name may also replace a different name you used when sharing content through your Google Account. The identity of your Google Profile may be displayed to users who know your email address or have other identifying information from you.
Use of Information Collected: In addition to the purposes outlined above, the information you provide will be used in accordance with applicable Google privacy policies. Google may publish summarized statistics about users’ + 1 activity or share it with users and partners, such as publishers, advertisers, or affiliate websites.
Instagram Plugin
Functions of the service Instagram are integrated on our sides. These features are provided by Instagram Inc., 1601 Willow Road, Menlo Park, CA 94025, United States.
If you are logged in to your Instagram account, you can link the contents of our pages to your Instagram profile by clicking on the Instagram button. This allows Instagram to associate the visit of our pages with your user account. We point out that we as a providerThe pages are not aware of the content of the transmitted data and their use by Instagram.
For more information, see the Instagram Privacy Policy: https://instagram.com/ about / legal / privacy / code.
LinkedIn Plugin
Our website uses features of the LinkedIn network. Providers is LinkedIn Corporation, 2029 Stierlin Court, Mountain View, CA 94043, United States.
Each time you visit one of our pages that contains LinkedIn features, it connects to LinkedIn servers. LinkedIn is informed that you have visited our website with your IP address. If you click LinkedIn’s “Recommend Button” and are logged in to your LinkedIn account, LinkedIn will be able to associate your visit to our website with you and your user account. We point out that we as the provider of the pages have no knowledge of the content of the transmitted data and their use by LinkedIn.
For more information, please see the LinkedIn privacy statement at: https: // www. linkedin.com/legal/privacy-policy code.
XING Plugin
Our website uses functions of the network XING. Provider is the XING AG, Dammtorstraße 29-32, 20354 Hamburg, Germany.
Each time you visit one of our sites that contains XING features, it will connect to XING servers. A storage of personal data is not done to our knowledge. In particular, no IP addresses are stored or the usage behavior is evaluated.
Further information on data protection and the XING Share button can be found in XING’s privacy policy at: https://www.xing.com/app/share?op=data_protection code.
5th Analysis Tools and Advertising
Google Analytics
This website uses functions of the web analytics service Google Analytics. Provider is Google Inc., 1600 Amphitheater Parkway, Mountain View, CA 94043, USA.
Google Analytics uses so-called “cookies”. These are text files that are stored on your computer and that allow an analysis of the use of the website by you. The information generated by the cookie about your use of this website is usually transmitted to a Google server in the USA and stored there.
Google Analytics cookies are stored on the basis of Art. 6 para. 1 lit. f DSGVO. The website operator has a legitimate interest in analyzing user behavior in order to optimize both its website and its advertising.
IP anonymization
We have activated the function IP anonymization on this website. As a result, your IP address will be truncated by Google within member states of the European Union or other parties to the Agreement on the European Economic Area prior to transmission to the United States. Only in exceptional cases will the full IP address be sent to a Google server in the US and shortened there. On behalf of the operator of this website, Google will use this information to evaluate your use of the website, to compile reports on website activity and to provide other services related to website activity and internet usage to the website operator. The IP address provided by Google Analytics within the framework of Google Analytics will not be merged with other data provided by Google.
Browser Plugin
You can prevent the storage of cookies by a corresponding setting of your browser software; however, we point out that in this case you may not be able to use all the functions of this website in full. In addition, you may prevent the collection by Google of the data generated by the cookie and related to your use of the website (including your IP address) and the processing of this data by Google by downloading the browser plug-in available under the following link and install: https://tools.google.com/dlpage/gaoptout ? hl = en .
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Opposition to data collection
You can prevent the collection of your data by Google Analytics by clicking on the following link. An opt-out cookie will be set to prevent your data from being collected on future visits to this site: Disable Google Analytics .
For more information on how to handle user data on Google Analytics, please refer to the Google Privacy Policy: https://support.google.com/analytics/answer/6004245?hl=de code.
Custom Data Processing
We have entered into an agreement with Google for order data processing and fully implement the strict requirements of the German data protection authorities when using Google Analytics.
Google analytics demographics
This website uses the demographics feature of Google Analytics. As a result, reports can be produced that contain information on the age, gender and interests of the site visitors. These data are from interest-based advertising from Google and from third-party visitor data. This data can not be assigned to a specific person. You can disable this feature at any time through the ad settings in your Google Account, or generally prohibit the collection of your data by Google Analytics as described in the section “Opposition to data collection”.
Google Analytics Remarketing
Our websites leverage the features of Google Analytics Remarketing with the cross-device capabilities of Google AdWords and DoubleClick. Provider is Google Inc., 1600 Amphitheater Parkway, Mountain View, CA 94043, USA.
This feature allows you to associate the advertising audiences created with Google Analytics Remarketing with the cross-device capabilities of Google AdWords and Google DoubleClick. In this way, interest-based, personalized advertising messages customized to you based on your previous usage and browsing behavior on one end device (e.g., cell phone) may also be displayed on another of your end devices (e.g., tablet or PC).
Once you have given your consent, Google will associate your web and app browsing history with your Google Account for this purpose. That way, the same personalized advertising messages can appear on any device you sign in to with your Google Account.
To support this feature, Google Analytics collects Google-authenticated IDs of the users that are temporarily associated with our Google Analytics data to define and create audiences for cross-device ad promotion.
You can permanently opt out of cross-device remarketing / targeting by disabling personalized ads in your Google Account; follow this link: https://www.google.com/settings / ads / OnWeb / code.
The aggregation of the collected data in your Google Account is based solely on your consent, which you can give or withdraw from Google (Article 6 (1) (a) GDPR). For data collection operations that are not merged into your Google Account (for example, because you do not have a Google Account or have objected to the merge), the collection of data is based on Art. 6 (1) lit. f DSGVO. The legitimate interest results from the fact that the website operator has an interest in the anonymous analysis of the website visitors for advertising purposes.
For more information and privacy policy, see the Google Privacy Policy at: https: / /www.google.com/policies/technologies/ads/ code.
Google AdWords and Google Conversion Tracking
This website uses Google AdWords. AdWords is an online advertising program of Google Inc., 1600 Amphitheater Parkway, Mountain View, CA 94043, United States (“Google”).
As part of Google AdWords, we use the so-called conversion tracking. When you click on an ad served by Google, a conversion tracking cookie is set. Cookies are small text files that the Internet browser stores on the user’s computer. These cookies lose their validity after 30 days and are not used for the personal identification of the users. Visits the user certain pages of this website and the cookie has not expired, Google and we can see that the user clicked on the ad and was redirected to this page.
Each Google AdWords customer receives a different cookie. The cookies can not be tracked through the websites of advertisers. The information gathered using the conversion cookie is used to generate conversion statistics for AdWords advertisers who have opted for conversion tracking. Customers are told the total number of users who clicked on their ad and were redirected to a conversion tracking tag page. However, they do not receive any information that personally identifies users. If you do not want to participate in tracking, you can opt-out of this by easily disabling the Google Conversion Tracking cookie through its Internet browser under User Preferences. You will not be included in the conversion tracking statistics.
The storage of “conversion cookies” is based on Art. 6 para. 1 lit. f DSGVO. The website operator has a legitimate interest in analyzing user behavior in order to optimize both its website and its advertising.
For more information about Google AdWords and Google Conversion Tracking, please refer to the Google Privacy Policy: https : //www.google.de/policies/privacy/ code.
You can set your browser so that you are informed about the setting of cookies and cookies only in individual cases allow, the acceptance of cookies for certain cases or generally exclude and activate the automatic deletion of cookies when closing the browser. Disabling cookies may limit the functionality of this website.
Google reCAPTCHA
We use “Google reCAPTCHA” (hereafter “reCAPTCHA”) on our websites. Provider is Google Inc., 1600 Amphitheater Parkway, Mountain View, CA 94043, USA (“Google”).
With reCAPTCHA we want to check if the data entry on our websites (for example in a contact form) is done by a human or by an automated program. To do this, reCAPTCHA analyzes the behavior of the website visitor based on various characteristics. This analysis begins automatically as soon as the website visitor enters the website. For analysis, reCAPTCHA evaluates various information (for example, the IP address, website visitor’s time spent on the website, or user mouse movements). The data collected during the analysis will be forwarded to Google.
The reCAPTCHA analyzes are completely in the background. Site visitors are not advised that an analysis is taking place.
Data processing is based on Art. 6 para. 1 lit. f DSGVO. The Web site operator has a legitimate interest in protecting its web sites from abusive automated spying and SPAM.
For more information about Google reCAPTCHA and the Google Privacy Policy, please visit the following links: https://www.google.com/intl/en/policies/privacy/ and https://www.google.com/recaptcha/intro/android.html .
Facebook Pixel
Our site uses Facebook’s visitor action pixel for conversion measurement, Facebook Inc., 1601 S. California Ave, Palo Alto, CA 94304, USA (“Facebook”).
This way, the behavior of the site visitors can be tracked after they have been redirected to the provider’s website by clicking on a Facebook ad. As a result, the effectiveness of Facebook advertisements can be evaluated for statistical and market research purposes and future advertising measures optimized.
The data collected is anonymous to us as the operator of this website, we can not draw conclusions about the identity of the users. However, the data are stored and processed by Facebook, so that a connection to the respective user profile is possible and Facebook the data for their own advertising purposes, according to the Facebook Data Usage Policy . As a result, Facebook can enable ads to be displayed on Facebook and outside of Facebook. This use of the data can not be influenced by us as the site operator.
For more privacy protection, visit the Facebook privacy policy: https: // www .facebook.com / about / privacy / code.
You can also use the remarketing “Custom Audiences” feature in the Ads Settings section of https://www.facebook.com/ads/preferences/?entry_product=ad_settings_screen . You have to be logged in to Facebook.
If you do not have a Facebook account, you can opt out of Facebook Commercial Advertising on the European Interactive Digital Advertising Alliance website: http://www.youronlinechoices.com/de/praferenzmanagement/ code.
6th Newsletter
MailChimp
This website uses the services of MailChimp for sending newsletters. Provider is the Rocket Science Group LLC, 675 Ponce De Leon Ave. NE, Suite 5000, Atlanta, GA 30308, USA.
MailChimp is a service that helps u.a. the dispatch of newsletters can be organized and analyzed. If you enter data for the purposes of newsletter subscription (e-mail address, for example), it will be stored on MailChimp’s servers in the United States.
MailChimp is certified under the EU-US Privacy Shield. The Privacy Shield is an agreement between the European Union (EU) and the US to ensure compliance with European privacy standards in the United States.
With the help of MailChimp we can analyze our newsletter campaigns. When you open an e-mail sent by MailChimp, a file included in the e-mail (called web-beacon) connects to MailChimp’s servers in the United States. This will determine if a newsletter message has been opened and which links may have been clicked. In addition, technical information is collected (e.g., time of retrieval, IP address, browser type, and operating system). This information can not be assigned to the respective newsletter recipient. They serve exclusively for the statistical analysis of newsletter campaigns. The results of these analyzes can be used to better tailor future newsletters to the interests of the recipients.
If you do not want to be analyzed by MailChimp you have to unsubscribe from the newsletter. For this we provide in each newsletter message a corresponding link. Furthermore, you can unsubscribe from the newsletter directly on the website.
The data processing takes place on the basis of your consent (Art. 6 (1) lit. DSGVO). You can revoke this consent at any time by unsubscribing from the newsletter. The legality of the already completed data processing operations remains unaffected by the revocation.
The data deposited with us for the purpose of subscribing to the Newsletter will be stored by us from the newsletter until the time of your submission and will be deleted from our servers as well as from the servers of MailChimp after cancellation of the newsletter. Data that has been stored for other purposes with us (such as e-mail addresses for the members area) remain unaffected.
For more information, see the MailChimp Privacy Policy at: https://mailchimp.com/legal/terms/ .
Completing a Data Processing Agreement
We have a so-called “Data Processing Agreement” with MailChimp, in which we commit MailChimp to protect the data of our customers and not to pass them on to third parties. This contract can be viewed at the following link: https: //mailchimp.com/legal/forms/data-processing-agreement/sample-agreement/ code.
seventh Plugins and Tools
YouTube
Our website uses plugins from the Google-powered YouTube page. Site operator is YouTube, LLC, 901 Cherry Ave., San Bruno, CA 94066, USA.
If you visit any of our YouTube plug-in-enabled sites, you will be connected to the servers of YouTube. It tells the YouTube server which of our pages you’ve visited.
If you are logged in to your YouTube account, YouTube will allow you to associate your browsing behavior directly with your personal profile. You can prevent this by logging out of your YouTube account.
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The use of YouTube is in the interest of an attractive presentation of our online offers. This constitutes a legitimate interest within the meaning of Art. 6 para. 1 lit. f DSGVO.
For more information about how to handle user information, please refer to the YouTube Privacy Policy at: https : //www.google.de/intl/de/policies/privacy code.
Google Web Fonts
This site uses so-called web fonts provided by Google for the uniform representation of fonts. When you call up a page, your browser loads the required web fonts into your browser cache to correctly display texts and fonts.
To do this, the browser you use must connect to Google’s servers. As a result, Google learns that our website has been accessed via your IP address. The use of Google Web Fonts is in the interest of a consistent and attractive presentation of our online services. This constitutes a legitimate interest within the meaning of Art. 6 para. 1 lit. f DSGVO.
If your browser does not support web fonts, a default font will be used by your computer.
For more information about Google Web Fonts, see https://developers.google.com/fonts / faq and in the Google Privacy Policy: https: // www. google.com/policies/privacy/ code.
Google Maps
This site uses the mapping service Google Maps via an API. Provider is Google Inc., 1600 Amphitheater Parkway, Mountain View, CA 94043, USA.
To use the features of Google Maps, it is necessary to save your IP address. This information is usually transmitted to and stored by Google on servers in the United States. The provider of this page has no influence on this data transfer.
The use of Google Maps is for the sake of an appealing presentation of our online offers and an easy findability of the places we specify on the website. This constitutes a legitimate interest within the meaning of Art. 6 para. 1 lit. f DSGVO.
For more information about how to handle user data, please refer to the Google Privacy Policy: https : //www.google.de/intl/de/policies/privacy/ code.
8th Comparison computer / end customer computer
We record and store all personal data that you enter in the forms deposited on the homepage or in the comparison computer and leave us with the conclusion of an online registration. This includes all individual details that you make about your personal and factual circumstances. We use your personal data exclusively for the purpose of initiating and executing the contract with you. In our comparison calculator, you can request in addition to the mere non-binding information on insurance rates a consultation by one of our insurance intermediaries or immediately submit an application to conclude an insurance contract.
By visiting our web pages, we automatically collect various information in the respective server log files. These include, for example, the type and version number of your web browser, your operating system used, information about your Internet provider used and other similar information. This information is systemically related to the use of the Internet and are therefore technically imperative to ensure proper operation of a website. This anonymous information may be used by us as part of statistical evaluations to optimize our website.
Data storage and data usage
In no case will the disclosure of the data to uninvolved third parties, unless this is provided for by law. You may revoke the consent given to us at any time and / or object to the future use of your data.
General
Once you enter personal information into our comparison modules or if you have entered and saved your personal information in the centralized customer area and yourself login, this communication takes place encrypted from this point onwards. We connect you to our security server, so that the data can not be read by anyone.
The use of SSL is recommended by the Federal Office for Information Security (BSI). For your own safety, we recommend that you use the latest browser versions and virus scanners. You can see the activated encryption on the activated lock symbol at the bottom of the status bar of the browser or directly above the comparison module. We protect our servers and thus your data with the most modern security programs and firewalls, which prevent an unauthorized access attempt from the very beginning.
Depending on which functionality or type of use of the comparison computer you use, we need the following data, taking into account your interests worth protecting and the legal requirements for the following purposes:
1. Free tariff comparisons: To carry out the tariff comparison, you only need to provide the following information about the person interested in the insurance:
- birth
- marital status (determines insurer’s tariff choice)
- Co-insured children
- Civil service employment relationship.
This information is provided anonymously, without naming the interested party. They serve exclusively to assign the appropriate tariffs.
2. “Advice desired”: If you have the personal advice of one of our
Employees, we need to contact you with your personal data, namely:
- Names and titles
- Address
- nationality
- Marital status
- birth
- Business
- phone number
- Email address
This information is required by the employee in order to prepare and conduct contact for the purpose of consulting with you or the prospective buyer. Our employee can not advise you if you register anonymously or only under a pseudonym.
The “Consultation Wanted” registration form also gives you the opportunity to decide if you would like to express your consent to receiving information about current services and products by post or e-mail. If you activate the corresponding box with a mouse click, you declare by sending the form electronically your consent to the use of your data for marketing purposes. Of course, you can retrieve your consent at any time and revoke it with effect for the future. Simply send us an e-mail to: info (at) sammerseidler.de.
3.An application for the conclusion of an insurance contract:
You can apply for the conclusion of an insurance contract via our comparison calculator, arranged by us. For this we first need the previously named data about you. Furthermore, it is mandatory to answer the questions about the contract data (eg pre-insurance, previous claims, etc.) and to choose a payment method.
Please note that all information in the aforementioned functionalities or types of use of the comparison computer is true. Incorrect information falsifies the tariff calculation result and can later have a negative effect on the insurance coverage. The consequences of incorrect information can be found in our terms and conditions .
Already visiting our website www.sammerseidler.de automatically leads to anonymized recording of shortened IP address, date / time / time zone of access, access status, access type, protocol type, name and size of the files accessed, source website, web browser used, on our server. Number of pages visited by us. Indeed these data are only collected for the period of use and related to the homepage; if the use is finished, the data will be deleted immediately. With regard to the comparison computer, no usage data is recorded. A merger of the homepage usage data with the personal data provided via the comparison computer does not take place, any personal reference of the usage data is excluded.
Cookies are used to get information as soon as your web browser opens our website. These identifiers support various service functions of our website and are transmitted automatically via your web browser to the hard disk of your computer or other mobile device. You can prevent this function by setting your browser accordingly. In this case, however, a personalized service is not possible. More information about the cookies we use can be found under the heading “ Information about cookies “. To open, just follow the link. We do not use cookies for the comparison computer.
The comparison computers grant you at any time free of charge information about your stored personal data about you or the pseudonym used by you. You have the right to correct, delete and block your personal data at any time, or have us do so.
In order to enable you to safely visit our homepage and to use the comparison computer safely, we cooperate with cooperation partners who enable us to provide services and data management in accordance with high security standards. We have contractually obliged these cooperation partners to comply with the statutory provisions on data protection and data secrecy.
So that your visit to our website and the use of the comparison computer is protected against unauthorized access:
- we will not share your information with outside parties without your express consent;
- we provide modern IT systems (hardware and software) and IT security;
- We keep your information safe
- process, store and use your personal data exclusively within the EU;
- you will receive a secret password to access your profile.
For further questions please contact our customer service: Sonnenberg 52, 22958 Kuddewörde, info (at) sammerseidler.de, 040 21 050 476.
Data Processing Credit
Credit request
You can use the websites of SCP GmbH anonymously.
However, certain services require you to fill out a form with certain personal details, but the input of this information is voluntary. We attach great importance to the protection of your personal information communicated to us.
An inquiry is not yet a conclusion of a loan. This comes only after your signature of the application, the implementation of the Post Ident procedure
and the subsequent verification of the complete documents and acceptance by the bank.
A binding loan commitment can only be given by a credit institution itself on the basis of all requested documents. Loan commitments can be challenged by credit institutions at any time if they differ from what you have provided.
Consent, Assignment and Confirmation
I hereby entrust SCP GmbH with arranging a consumer loan agreement as well as related financial services. I act on my own behalf and account.
Data Transmission to Credit Institutions
loan offer
For the successful loan brokerage and our credit counseling, we must forward your personal information to the credit institutions and receive the appropriate feedback from you.
Consent and Authorization
I hereby authorize SCP GmbH to forward my data and documents necessary for the credit decision to credit institutions, from which offers are obtained for me, and to accept correspondence relating to the financing for me. I authorize SCP GmbH to accept a contract offer from the financing bank for forwarding to me.
I agree that the credit institutions of SCP GmbH may provide information on the status of the loan request, missing documents or grounds for refusal, so that SCP GmbH can use this information only in the context of individual advice on my specific loan request and for competent support in further applications.
I agree that SCP GmbH will transmit the information (eg current loans, existing checking accounts and credit card contracts as well as if applicable statements on payment behavior) transmitted by credit bureaus to the requested credit institutions within the framework of my specific loan request. SCP GmbH uses this information exclusively in the context of the individual consultation of the concrete loan request and for the competent assistance with the application.
I consent to the fact that the decision of the credit institution, whether a credit agreement is concluded, the SCP GmbH to assess a commission claim, in particular the amount and duration of the loan agreement, announced.
Offer Optimization
We want you to get the best credit product for you. That is why it is our aim to advise you accordingly and possibly to find better alternative offers for you.
As part of the free and non-binding credit service for the purpose of obtaining alternative offers, SCP GmbH will therefore transfer your personal data provided in the credit inquiry to other credit institutions and, if necessary, to you
contact this purpose by telephone, mail and / or e-mail.
Data Security
In order to transfer the data as securely as possible, SCP GmbH uses SSL encryption (Secure Socket Layer), which is one of the safest technologies. This type of encrypted data transfer applies in particular to all personal data. Furthermore, the IP address of my computer and the corresponding date and time are transmitted and stored during an online credit inquiry in order to protect the SCP GmbH against misuse of the data.
consent forms
I therefore agree that in an online credit inquiry the IP address of my computer and the corresponding date and time are transmitted and stored in order to protect myself and SCP GmbH from misuse of the data.
Data transmission of credit bureaus
Credit institutions work with various credit bureaus to assess credit risk. Based on the data you enter, the information from these credit bureaus and other own findings and assessments, they then decide whether and on what terms they can offer you a loan. Thus the credit institutes the appropriate credit reference agencies
You may need different kinds of consent from you, which we have put together for you and which you need to agree to. Furthermore, you will be accompanied by important information that you would like to read carefully.
Credit Card and Credit Card Processing
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checking account or credit card request, transferring data to credit and credit bureaus
You can use the websites of SCP GmbH anonymously.
However, certain services require you to fill out a form with certain personal details, but the input of this information is voluntary. We attach great importance to the protection of your personal information communicated to us
A checking account or credit card request is not a completion of a checking account or a credit card. This is only concluded after your signature of the application, the implementation of the Post Ident procedure and the subsequent examination of the complete documents as well as the acceptance by the bank.
I hereby entrust SCP GmbH with the brokerage of a current account or credit card contract as well as the related financial services.
A binding checking account or credit card commitment can only be given by a bank itself on the basis of all requested documents. Checking account or
Credit card commitments can be challenged by banks at any time, if deviations from the information provided by me turn out to be.
I act on my own behalf and account.
I note that the credit institutions are the credit bureaus
SCHUFA Holding AG, Komeranweg 5, 65201 Wiesbaden
infoscore Consumer Data GmbH (iCD), Rheinstrasse 99, 76532 Baden Baden
INFORMA Consulting GmbH, Rheinstraße 99, 76532 Baden Baden
Creditreform Boniversum GmbH formerly “CEG Creditreform Consumer GmbH”, Hellersbergstrasse 11, 41460 Neuss
accumio finance services GmbH, Eppelheimer Str. 13, 69115 Heidelberg
Provide data on the establishment, proper conduct and termination of a current account or credit card agreement, unless my legitimate interest in excluding the transfer outweighs the credit inquiry’s interest in knowing the data.
Data on claims shall be forwarded to the above-mentioned credit bureaus, as far as the owed service has not been rendered despite the due date, if this is necessary to safeguard legitimate interests of the credit card provider or a third party, and the claim has been established by a final judgment that has been declared final or enforceable, or a debt has been issued pursuant to § 794 of the Code of Civil Procedure,
- the claim according to § 178 of the insolvency code has been determined and not by the debtor in the examination date has been denied,
- I have explicitly acknowledged the claim
- I have been warned in writing at least twice after the due date of the claim,
- lie between the first reminder and the delivery at least four weeks,
- the bank informed me well in advance of the transmission of the information, but at the earliest on the first reminder of the forthcoming transmission and
- I have not denied the claim or
- the contractual relationship underlying the claim can be terminated without notice due to arrears and the credit institution has informed me of the impending transfer.
In that regard, I release the bank from banking secrecy at the same time. SCP GmbH points out that for the purpose of deciding on the establishment, implementation or termination of this contractual relationship in the context of risk management, credit institutions use probability values collected by the credit bureaus for my future conduct and address data are also used to calculate these probabilities.
More information about the information and score procedures
contain the respective leaflets of the credit bureaus, which provide these on request. The addresses of the credit bureaus are given above.
For consumer inquiries to SCHUFA the following address applies differently:
SCHUFA Holding AG
Private customer service center
PO Box 103441
50474 Cologne
Furthermore, I hereby authorize SCP GmbH to forward my data as well as any documents necessary for the current account or credit card decision to credit institutions, from which offers are obtained for me, and to accept all correspondence relating to the checking account or credit card application for me. I authorize SCP GmbH to accept a contract offer from the bank for forwarding to me.
consent forms
I agree that the decision of the credit institution, whether a checking account or
Credit card agreement is reached, the SCP GmbH is announced to assess a commission claim.
I agree that the credit institutes of the SCP GmbH may be provided with information on the status of the current account or credit card request, missing documents or reasons for refusal, so that SCP GmbH will only provide this information in the context of the individual consultation of the specific credit card request and for competent support with further applications can use.
Likewise, I agree that SCP GmbH may transfer my personal data given at the current account or credit card request to other credit institutions as part of a free and non-binding checking and credit card services for the purpose of obtaining alternative offers and these credit institutions me for this purpose by phone and by email or post can contact.
In order to transfer the data as securely as possible, SCP GmbH uses SSL encryption (Secure Socket Layer), which is one of the safest technologies. This type of encrypted data transfer applies in particular to all personal data. Furthermore, in the case of an online checking account or credit card request, the IP address of my computer and the corresponding date and time are transmitted and stored in order to protect myself and SCP GmbH against misuse of the data.
I therefore agree that in the case of an online checking account or credit card request
The IP address of my computer and the corresponding date and time are transmitted and stored in order to protect me and SCP GmbH from misuse of the data.
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I can revoke all declarations of consent at any time with effect for the future under the following email address: info (at) sammerseidler.de
Data processing day or fixed deposit
consent forms
I agree that the day or time deposit account provider, the SCP GmbH to assess a commission claim to announce whether a day or time deposit account was opened by the applicant.
I agree that SCP GmbH’s day or time deposit account providers may provide information on the status of the day or time deposit account request and on missing documents or rejection reasons, so that SCP GmbH may only provide this information in the context of individual advice on the specific day or
Time deposit account request and for the competent assistance with further applications can use.
Likewise, I agree that the SCP GmbH in the context of the free and non-binding daily or fixed-term service for the purpose of obtaining alternative offers my personal data given at the day or time deposit account request to other day or time deposit account providers and these providers me to this Purpose by telephone and by e-mail or mail may contact.
In order to transfer the data as securely as possible, SCP GmbH uses SSL (Secure Socket Layer) encryption, which is one of the safest technologies. This type of encrypted data transfer applies in particular to all personal data. Furthermore, the IP address of my Internet connection as well as the corresponding date and time are transmitted and stored in an online call money account request, in order to protect me and SCP GmbH against misuse of the data.
I therefore agree that the IP address of my Internet connection and the corresponding date and time are transmitted and stored in an online day or deposit inquiry to protect myself and the SCP GmbH from misuse of the data.
I can revoke all declarations of consent at any time with effect for the future at the following e-mail address: info (at) sammerseidler.de
Construction Mortgage Processing
mortgage request
You can use the websites of SCP GmbH anonymously.
However, certain services require you to fill out a form with certain personal details, but the input of this information is voluntary. We attach great importance to the protection of your personal information communicated to us.
A request is not yet a completion of mortgage lending. This will only come into effect after your signature of the contract, the implementation of the Post Ident procedure and the subsequent verification of the complete documents as well as acceptance by the product provider.
A binding commitment of mortgage lending can only be made by a product supplier himself
the basis of all requested documents. Commitments to a mortgage can be challenged by the product providers at any time, if deviations from the information you provide.
Declarations of consent, assignment and confirmation
I hereby entrust SCP GmbH with arranging a mortgage lending agreement and related financial services. I act on my own behalf and account.
Data Submission Product Provider
Construction Financing offer
For the successful placement of a mortgage and for our advice, we must forward your personal information to the product providers and receive the appropriate feedback from them.
Consent and Authorization
I hereby authorize SCP GmbH to forward my data and documents necessary for the construction financing decision to product providers, from whom offers are obtained for me, and to accept correspondence relating to the financing for me. I authorize SCP GmbH to accept a contract offer from the financing product provider for forwarding to me.
I agree that the product provider of SCP GmbH may provide information on the status of the mortgage lending request, missing documents or grounds for refusal, so that SCP GmbH may use this information only in the context of individual consultation of my specific mortgage lending request and for competent support in further applications.
I agree that SCP GmbH will transmit the information (for example current loans, existing current accounts and credit card contracts as well as if applicable statements on payment behavior) transmitted by credit reference agencies to the requested product providers as part of my specific mortgage lending request. The SCP GmbH uses this information exclusively in the context of the individual consultation of the concrete construction financing request and for the competent support with the application.
I consent to the fact that the decision of the product provider, whether a mortgage contract is concluded, the SCP GmbH will be announced to assess a commission claim.
Consents for SCHUFA (SCHUFA clause)
I agree that the banks of the SCHUFA Holding AG, Kormoranweg 5, 65201 Wiesbaden, data on the application, the inclusion (in each case borrower and loan amount or limit and installment loans in addition term and installment) and agreed settlement (eg early repayment , Term extension) of this loan.
I further agree that, irrespective of this, SCHUFA’s credit institutions may also submit data on your due claims against me. This is permitted under the Federal Data Protection Act (§28a (1) sentence 1), if I have not provided the owed service despite the due date, the transfer is necessary to safeguard the legitimate interests of the credit institutions or third parties and the claim is enforceable or
I have expressly acknowledged the claim or I have been warned in writing at least twice after the due date of the claim,
the bank me in time, but at the earliest at the first reminder about the
I have not notified you of the claim or if the contractual relationship underlying the claim can be terminated by a credit institution without notice and the bank has informed me of the impending transfer.
I further agree that credit institutions may also provide SCHUFA with data on other non-contractual behavior (such as fraudulent behavior). According to the Federal Data Protection Act (§28 (2)), these notifications may only be made to the extent necessary to safeguard the legitimate interests of the credit institution or third parties and there is no reason to assume that the data subject’s legitimate interest in the exclusion of the transfer prevails.
I further agree that I hereby exempt the credit institutions concerned from all of the above-mentioned consent in relation to the SCHUFA in this respect from the banking secrecy.
Received information get saved and used by SCHUFA. The use also includes the calculation of a probability value based on the SCHUFA database
for assessing the credit risk (score).
The data will be transmitted to its contractors in the European Economic Area and Switzerland to provide information for assessing the creditworthiness of natural persons.
Contracting parties of SCHUFA are companies that suffer financial risks due to services or delivery (in particular credit institutions as well as credit cards and leasing companies, but also rental, trade, telecommunication, energy supply, insurance and collection companies).
The SCHUFA will only provide personal data if a legitimate interest in it has been credibly demonstrated in individual cases and the transfer is admissible after weighing all interests. Therefore, the scope of the data provided in each case may vary according to the type of contracting party.
In addition, SCHUFA uses the data to verify the identity and age of persons at the request of its contractual partners who, for example, offer services on the Internet.
You can obtain information about the stored data concerning you at SCHUFA. Further information about the SCHUFA Information and Training
Score procedures are available at www.meineschufa.de.
The postal address of SCHUFA is:
SCHUFA Holding AG, Private Customer Service Center, PO Box 103441, 50474 Cologne
Declarations of consent other credit bureaus
I agree that the credit institutions are the credit bureaus
infoscore Consumer Data GmbH (iCD), Rheinstrasse 99, 76532 Baden Baden
INFORMA Consulting GmbH, Rheinstraße 99, 76532 Baden Baden
Creditreform Boniversum GmbH formerly “CEG Creditreform Consumer GmbH”, HellersbergStraße 11, 41460 Neuss
accumio finance services GmbH, Eppelheimer Str. 13, 69115 Heidelberg
Bürgel Wirtschaftsinformationen GmbH & Co. KG, Gasstraße 18, 22761 Hamburg
Provide data on the establishment, proper conduct and termination of a credit agreement, unless my legitimate interest in excluding the transfer outweighs the credit inquiry’s interest in knowing the data.
I further agree that credit institutions may, for the purposes of credit checks, obtain data on my previous payment history and credit information based on mathematical-statistical procedures using address data from the above-mentioned credit bureaus.
I further agree that the credit institutions may transmit data on claims, insofar as the owed service has not been rendered despite the due date, to the above-mentioned credit bureaus, if this is necessary to safeguard the legitimate interests of the credit institution or a third party, and
- the claim has been established by a final judgment which has been declared final or enforceable, or a debt instrument pursuant to §794 of the Code of Civil Procedure has been issued,
- the claim according to §178 of the Insolvenzordnung was determined and not by the debtor in the examination date has been denied,
- I have explicitly acknowledged the claim
- I have been warned in writing at least twice after the due date of the claim,
- lie between the first reminder and the delivery at least four weeks,
- the bank informed me well in advance of the transmission of the information, but at the earliest on the first reminder of the forthcoming transmission and
- I have not denied the claim or
- the contractual relationship underlying the claim can be terminated without notice due to arrears and the credit institution has informed me of the impending transfer.
I further agree that I hereby exempt the credit institutions concerned from all of the above-mentioned consent in this respect from the banking secrecy.
Further information about the information and score procedures can be found in the respective leaflets of the above-mentioned credit bureaus, which provide these on request. The addresses of the credit bureaus are given above.
Cancellation
All declarations of consent can be revoked informally by letter to SCP GmbH, Sonnenberg 52, 22958 Kuddewörde or E Mailan sammer (at) sammerseidler.de with effect for the future.
Data Security
In order to transfer the data as securely as possible, SCP GmbH uses SSL encryption (Secure Socket Layer), which is one of the safest technologies. This type of encrypted data transfer applies in particular to all personal data. Furthermore, in an online mortgage request, the IP address of my computer and the corresponding date and time are transmitted and stored to protect me and SCP GmbH from misuse of the data.
consent forms
I therefore agree that in an online home loan request
The IP address of my computer and the corresponding date and time are transmitted and stored in order to protect me and SCP GmbH from misuse of the data.
Cancellation
All declarations of consent can be revoked informally by letter to SCP GmbH, Sonnenberg 52, 22958 Kuddewörde or by e-mail to sammer (at) sammerseidler.de with effect for the future.
turn to us. Furthermore, you have a right of appeal to the competent supervisory authority.
When visiting our website, your surfing behavior can be statistically evaluated. This happens above all with cookies and with so-called analysis programs. The analysis of your surfing behavior is usually anonymous; the surfing behavior can not be traced back to you. You can object to this analysis or prevent it by not using certain tools. Details can be found in our privacy policy under the heading “Third-party modules and analysis tools”.
Notice
The operators of these pages take the protection of your personal data very seriously. We treat your personal data confidentially and in accordance with the statutory data protection regulations and this privacy policy.
The responsible data processing company on this website is:
Sonnenberg 52
22958 Kuddewörde
E-Mail: info@sammerseidler.de
Many data processing operations are only possible with your express consent. You can revoke an already given consent at any time. An informal message by e-mail to us is sufficient. The legality of the data processing carried out until the revocation remains unaffected by the revocation.
Right of appeal to the competent supervisory authority
In the case of violations of data protection law, the person concerned has the right of appeal to the competent supervisory authority. The competent supervisory authority in matters of data protection law is the state data protection officer of the federal state in which our company is based. A list of the data protection officers as well as their contact data can be taken from the following link: https://www.bfdi.bund.de/DE/Infothek/Anschriften_Links/anschriften_links-node.html code.
Data transferability
You have the right to have data that we process on the basis of your consent or in fulfillment of a contract, in itself or to a third party in a standard, machine-readable format. If you require the direct transfer of the data to another person in charge, this will only be done to the extent technically feasible.
SSL or TLS encryption
This site uses, for security reasons and to protect the transmission of confidential content, such as orders or requests that you send to us as a site operator, an SSL or. TLS encryption. An encrypted connection is indicated by the browser’s address bar changing from “http: //” to “https: //” and the lock icon in your browser bar.
If SSL or TLS encryption is enabled, the data you submit to us can not be read by third parties.
Information, blocking, deletion
You have the right to free information on your stored personal data, their origin and recipient and the purpose of the data processing and, if necessary, a right of correction, blocking or
Deletion of this data. For further information on personal data, please contact us at any time at the address given in the imprint.
Objection to advertising mail
The use of contact data published in the context of the imprint obligation for the purpose of sending unsolicited advertising and information materials is hereby rejected. The operators of the pages expressly reserve the right to take legal action in the event of the unsolicited sending of advertising information, such as spam e-mails.
third Data collection on our website
Cookies
The internet pages partly use so-called cookies. Cookies do not harm your computer and do not contain viruses. Cookies are used to make our offer more user-friendly, effective and secure. Cookies are small text files that are stored on your computer and stored by your browser.
Most of the cookies we use are so-called “session cookies”. They are automatically deleted after your visit. Other cookies remain stored on your device until you delete them. These cookies allow us to recognize your browser on your next visit.
You can set your browser so that you are informed about the setting of cookies and cookies only in individual cases allow, the acceptance of cookies for certain cases or generally exclude and activate the automatic deletion of cookies when closing the browser. Disabling cookies may limit the functionality of this website.
Cookies required to carry out the electronic communication process or to provide certain functions desired by you (eg shopping cart function) are processed on the basis of Art. 6 para. 1 lit. f DSGVO saved. The website operator has a legitimate interest in the storage of cookies for the technically correct and optimized provision of its services. If other cookies (such as cookies for analyzing your browsing behavior) are stored, they will be treated separately in this privacy policy.
server log files
The provider of the pages automatically collects and stores information in so-called server log files, which your browser automatically transmits to us. These are:
- browser type and browser version
- operating system used
- Referrer URL
- Host name of the accessing computer
- time of server request
- IP address
There is no merge of this data with other data sources.
The basis for data processing is Art. 6 para. 1 lit. b DSGVO, which allows the processing of data for the performance of a contract or precontractual measures.
Contact
If you send us inquiries via the contact form, your details from the inquiry form, including the contact details you provided there, will be stored in order to process the request and in case of follow-up questions. We will not share this information without your consent.
The processing of the data entered into the contact form takes place exclusively on the basis of your consent (Art. 6 (1) lit. DSGVO). You can revoke this consent at any time. An informal message by e-mail to us is sufficient. The legality of the data processing operations carried out until the revocation remains unaffected by the revocation.
The information you provide in the contact form will remain with us until you ask us to delete it, revoke your consent to storage, or delete the purpose for data storage (for example, after your request has been processed). Mandatory statutory provisions – especially retention periods – remain unaffected.
Registration on this site
You can register on our website to use additional features on the site. We only use the data entered for the purpose of using the respective offer or service for which you have registered. The mandatory information requested during registration must be given in full. Otherwise we will reject the registration.
For important changes, for example, in the scope of the offer or in case of technically necessary changes, we use the e-mail address specified during the registration in order to inform you in this way.
The processing of the data entered during registration takes place on the basis of your consent (Art. 6 (1) lit. DSGVO). You can revoke your consent at any time. An informal message by e-mail to us is sufficient. The legality of the already completed data processing remains unaffected by the revocation.
The data collected during registration will be stored by us as long as you are registered on our website and will subsequently be deleted. Legal retention periods remain unaffected.
Comments on this site
In addition to your comment, the comment function on this page will also include information on when the comment was created, your e-mail address and, if you are not anonymous, the username you have chosen.
IP address storage
Our comment function stores the IP addresses of the users who write comments. Since we do not check comments on our site before activation, we need this information in order to be able to act against the author in case of infringements such as insults or propaganda.
Subscribe to comments
As a user of the site, you can subscribe to comments after registering. You will receive a confirmation email to verify that you are the owner of the given email address. You can unsubscribe from this function at any time via a link in the info mails. The data entered in the course of subscribing to comments will be deleted in this case; however, if you have submitted this data to us for other purposes and elsewhere (such as a newsletter order), they will remain with us.
Comment retention period
The comments and related data (e.g., IP address) are stored and remain on our website until the commented content has been completely deleted or the comments must be deleted for legal reasons (e.g., offensive comments).
legal basis
The comments are stored on the basis of your consent (Art. 6 (1) lit. DSGVO). You can revoke your consent at any time. An informal message by e-mail to us is sufficient. The legality of the already completed data processing operations remains unaffected by the revocation.
4th Social Media
Facebook plugins (Like & Share-Button)
On our pages plugins of the social network Facebook, provider Facebook Inc., 1 Hacker Way, Menlo Park, California 94025, USA, are integrated. The Facebook plugins can be recognized by the Facebook logo or the “Like-Button” (“Like”) on our site. An overview of the Facebook plugins can be found here: https://developers.facebook.com/docs/plugins/.
When you visit our pages, the plugin establishes a direct connection between your browser and the Facebook server. Facebook receives the information that you have visited our site with your IP address. If you click on the Facebook “Like-Button” while you are logged into your Facebook account, you can link the contents of our pages to your Facebook profile. As a result, Facebook can assign the visit to our pages to your user account. We point out that we as the provider of the pages are not aware of the content of the data transmitted and their use by Facebook. For more information, please refer to the Facebook Privacy Policy at: https: // de- de.facebook.com/policy.php code.
If you do not want Facebook to associate your visit to our pages with your Facebook user account, please log out of your Facebook user account.
Twitter Plugin
Functions of the Twitter service are integrated on our sites. These features are available through Twitter Inc., 1355 Market Street, Suite 900, San Francisco, CA 94103, USA. By using Twitter and the “Re-Tweet” function, the websites you visit are linked to your Twitter account and shared with other users. This data is also transmitted to Twitter. We point out that we as the provider of the pages are not aware of the content of the transmitted data and their use by Twitter. For more information, see the Twitter Privacy Policy at: https://twitter.com/privacy.
Your privacy settings on Twitter can be found in the account settings at https://twitter.com/account/ change settings .
Google+ Plugin
Our pages use features of Google+. Provider is Google Inc., 1600 Amphitheater Parkway, Mountain View, CA 94043, USA.
Collect and share information: Use the Google + button to post information worldwide. The Google + button will provide you and other users with personalized content from Google and our partners. Google stores both the information that you have + 1’d for a content and information about the page that you viewed when you clicked +1. Your + 1’s can appear as clues along with your profile name and photo in Google services, such as in search results or in your Google profile, or elsewhere on websites and ads on the web.
Google records information about your +1 activities to improve Google services for you and others. To use the Google + button, you need a globally visible, public Google profile that has at least the name chosen for the profile. This name will be used in all Google services. In some cases, this name may also replace a different name you used when sharing content through your Google Account. The identity of your Google Profile may be displayed to users who know your email address or have other identifying information from you.
Use of Information Collected: In addition to the purposes outlined above, the information you provide will be used in accordance with applicable Google privacy policies. Google may publish summarized statistics about users’ + 1 activity or share it with users and partners, such as publishers, advertisers, or affiliate websites.
Instagram Plugin
Functions of the service Instagram are integrated on our sides. These features are provided by Instagram Inc., 1601 Willow Road, Menlo Park, CA 94025, United States.
If you are logged in to your Instagram account, you can link the contents of our pages to your Instagram profile by clicking on the Instagram button. This allows Instagram to associate the visit of our pages with your user account. We point out that we as a providerThe pages are not aware of the content of the transmitted data and their use by Instagram.
For more information, see the Instagram Privacy Policy: https://instagram.com/ about / legal / privacy / code.
LinkedIn Plugin
Our website uses features of the LinkedIn network. Providers is LinkedIn Corporation, 2029 Stierlin Court, Mountain View, CA 94043, United States.
Each time you visit one of our pages that contains LinkedIn features, it connects to LinkedIn servers. LinkedIn is informed that you have visited our website with your IP address. If you click LinkedIn’s “Recommend Button” and are logged in to your LinkedIn account, LinkedIn will be able to associate your visit to our website with you and your user account. We point out that we as the provider of the pages have no knowledge of the content of the transmitted data and their use by LinkedIn.
For more information, please see the LinkedIn privacy statement at: https: // www. linkedin.com/legal/privacy-policy code.
XING Plugin
Our website uses functions of the network XING. Provider is the XING AG, Dammtorstraße 29-32, 20354 Hamburg, Germany.
Each time you visit one of our sites that contains XING features, it will connect to XING servers. A storage of personal data is not done to our knowledge. In particular, no IP addresses are stored or the usage behavior is evaluated.
Further information on data protection and the XING Share button can be found in XING’s privacy policy at: https://www.xing.com/app/share?op=data_protection code.
5th Analysis Tools and Advertising
Google Analytics
This website uses functions of the web analytics service Google Analytics. Provider is Google Inc., 1600 Amphitheater Parkway, Mountain View, CA 94043, USA.
Google Analytics uses so-called “cookies”. These are text files that are stored on your computer and that allow an analysis of the use of the website by you. The information generated by the cookie about your use of this website is usually transmitted to a Google server in the USA and stored there.
Google Analytics cookies are stored on the basis of Art. 6 para. 1 lit. f DSGVO. The website operator has a legitimate interest in analyzing user behavior in order to optimize both its website and its advertising.
IP anonymization
We have activated the function IP anonymization on this website. As a result, your IP address will be truncated by Google within member states of the European Union or other parties to the Agreement on the European Economic Area prior to transmission to the United States. Only in exceptional cases will the full IP address be sent to a Google server in the US and shortened there. On behalf of the operator of this website, Google will use this information to evaluate your use of the website, to compile reports on website activity and to provide other services related to website activity and internet usage to the website operator. The IP address provided by Google Analytics within the framework of Google Analytics will not be merged with other data provided by Google.
Browser Plugin
You can prevent the storage of cookies by a corresponding setting of your browser software; however, we point out that in this case you may not be able to use all the functions of this website in full. In addition, you may prevent the collection by Google of the data generated by the cookie and related to your use of the website (including your IP address) and the processing of this data by Google by downloading the browser plug-in available under the following link and install: https://tools.google.com/dlpage/gaoptout ? hl = en .
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Opposition to data collection
You can prevent the collection of your data by Google Analytics by clicking on the following link. An opt-out cookie will be set to prevent your data from being collected on future visits to this site: Disable Google Analytics .
For more information on how to handle user data on Google Analytics, please refer to the Google Privacy Policy: https://support.google.com/analytics/answer/6004245?hl=de code.
Custom Data Processing
We have entered into an agreement with Google for order data processing and fully implement the strict requirements of the German data protection authorities when using Google Analytics.
Google analytics demographics
This website uses the demographics feature of Google Analytics. As a result, reports can be produced that contain information on the age, gender and interests of the site visitors. These data are from interest-based advertising from Google and from third-party visitor data. This data can not be assigned to a specific person. You can disable this feature at any time through the ad settings in your Google Account, or generally prohibit the collection of your data by Google Analytics as described in the section “Opposition to data collection”.
Google Analytics Remarketing
Our websites leverage the features of Google Analytics Remarketing with the cross-device capabilities of Google AdWords and DoubleClick. Provider is Google Inc., 1600 Amphitheater Parkway, Mountain View, CA 94043, USA.
This feature allows you to associate the advertising audiences created with Google Analytics Remarketing with the cross-device capabilities of Google AdWords and Google DoubleClick. In this way, interest-based, personalized advertising messages customized to you based on your previous usage and browsing behavior on one end device (e.g., cell phone) may also be displayed on another of your end devices (e.g., tablet or PC).
Once you have given your consent, Google will associate your web and app browsing history with your Google Account for this purpose. That way, the same personalized advertising messages can appear on any device you sign in to with your Google Account.
To support this feature, Google Analytics collects Google-authenticated IDs of the users that are temporarily associated with our Google Analytics data to define and create audiences for cross-device ad promotion.
You can permanently opt out of cross-device remarketing / targeting by disabling personalized ads in your Google Account; follow this link: https://www.google.com/settings / ads / OnWeb / code.
The aggregation of the collected data in your Google Account is based solely on your consent, which you can give or withdraw from Google (Article 6 (1) (a) GDPR). For data collection operations that are not merged into your Google Account (for example, because you do not have a Google Account or have objected to the merge), the collection of data is based on Art. 6 (1) lit. f DSGVO. The legitimate interest results from the fact that the website operator has an interest in the anonymous analysis of the website visitors for advertising purposes.
For more information and privacy policy, see the Google Privacy Policy at: https: / /www.google.com/policies/technologies/ads/ code.
Google AdWords and Google Conversion Tracking
This website uses Google AdWords. AdWords is an online advertising program of Google Inc., 1600 Amphitheater Parkway, Mountain View, CA 94043, United States (“Google”).
As part of Google AdWords, we use the so-called conversion tracking. When you click on an ad served by Google, a conversion tracking cookie is set. Cookies are small text files that the Internet browser stores on the user’s computer. These cookies lose their validity after 30 days and are not used for the personal identification of the users. Visits the user certain pages of this website and the cookie has not expired, Google and we can see that the user clicked on the ad and was redirected to this page.
Each Google AdWords customer receives a different cookie. The cookies can not be tracked through the websites of advertisers. The information gathered using the conversion cookie is used to generate conversion statistics for AdWords advertisers who have opted for conversion tracking. Customers are told the total number of users who clicked on their ad and were redirected to a conversion tracking tag page. However, they do not receive any information that personally identifies users. If you do not want to participate in tracking, you can opt-out of this by easily disabling the Google Conversion Tracking cookie through its Internet browser under User Preferences. You will not be included in the conversion tracking statistics.
The storage of “conversion cookies” is based on Art. 6 para. 1 lit. f DSGVO. The website operator has a legitimate interest in analyzing user behavior in order to optimize both its website and its advertising.
For more information about Google AdWords and Google Conversion Tracking, please refer to the Google Privacy Policy: https : //www.google.de/policies/privacy/ code.
You can set your browser so that you are informed about the setting of cookies and cookies only in individual cases allow, the acceptance of cookies for certain cases or generally exclude and activate the automatic deletion of cookies when closing the browser. Disabling cookies may limit the functionality of this website.
Google reCAPTCHA
We use “Google reCAPTCHA” (hereafter “reCAPTCHA”) on our websites. Provider is Google Inc., 1600 Amphitheater Parkway, Mountain View, CA 94043, USA (“Google”).
With reCAPTCHA we want to check if the data entry on our websites (for example in a contact form) is done by a human or by an automated program. To do this, reCAPTCHA analyzes the behavior of the website visitor based on various characteristics. This analysis begins automatically as soon as the website visitor enters the website. For analysis, reCAPTCHA evaluates various information (for example, the IP address, website visitor’s time spent on the website, or user mouse movements). The data collected during the analysis will be forwarded to Google.
The reCAPTCHA analyzes are completely in the background. Site visitors are not advised that an analysis is taking place.
Data processing is based on Art. 6 para. 1 lit. f DSGVO. The Web site operator has a legitimate interest in protecting its web sites from abusive automated spying and SPAM.
For more information about Google reCAPTCHA and the Google Privacy Policy, please visit the following links: https://www.google.com/intl/en/policies/privacy/ and https://www.google.com/recaptcha/intro/android.html .
Facebook Pixel
Our site uses Facebook’s visitor action pixel for conversion measurement, Facebook Inc., 1601 S. California Ave, Palo Alto, CA 94304, USA (“Facebook”).
This way, the behavior of the site visitors can be tracked after they have been redirected to the provider’s website by clicking on a Facebook ad. As a result, the effectiveness of Facebook advertisements can be evaluated for statistical and market research purposes and future advertising measures optimized.
The data collected is anonymous to us as the operator of this website, we can not draw conclusions about the identity of the users. However, the data are stored and processed by Facebook, so that a connection to the respective user profile is possible and Facebook the data for their own advertising purposes, according to the Facebook Data Usage Policy . As a result, Facebook can enable ads to be displayed on Facebook and outside of Facebook. This use of the data can not be influenced by us as the site operator.
For more privacy protection, visit the Facebook privacy policy: https: // www .facebook.com / about / privacy / code.
You can also use the remarketing “Custom Audiences” feature in the Ads Settings section of https://www.facebook.com/ads/preferences/?entry_product=ad_settings_screen . You have to be logged in to Facebook.
If you do not have a Facebook account, you can opt out of Facebook Commercial Advertising on the European Interactive Digital Advertising Alliance website: http://www.youronlinechoices.com/de/praferenzmanagement/ code.
6th Newsletter
MailChimp
This website uses the services of MailChimp for sending newsletters. Provider is the Rocket Science Group LLC, 675 Ponce De Leon Ave. NE, Suite 5000, Atlanta, GA 30308, USA.
MailChimp is a service that helps u.a. the dispatch of newsletters can be organized and analyzed. If you enter data for the purposes of newsletter subscription (e-mail address, for example), it will be stored on MailChimp’s servers in the United States.
MailChimp is certified under the EU-US Privacy Shield. The Privacy Shield is an agreement between the European Union (EU) and the US to ensure compliance with European privacy standards in the United States.
With the help of MailChimp we can analyze our newsletter campaigns. When you open an e-mail sent by MailChimp, a file included in the e-mail (called web-beacon) connects to MailChimp’s servers in the United States. This will determine if a newsletter message has been opened and which links may have been clicked. In addition, technical information is collected (e.g., time of retrieval, IP address, browser type, and operating system). This information can not be assigned to the respective newsletter recipient. They serve exclusively for the statistical analysis of newsletter campaigns. The results of these analyzes can be used to better tailor future newsletters to the interests of the recipients.
If you do not want to be analyzed by MailChimp you have to unsubscribe from the newsletter. For this we provide in each newsletter message a corresponding link. Furthermore, you can unsubscribe from the newsletter directly on the website.
The data processing takes place on the basis of your consent (Art. 6 (1) lit. DSGVO). You can revoke this consent at any time by unsubscribing from the newsletter. The legality of the already completed data processing operations remains unaffected by the revocation.
The data deposited with us for the purpose of subscribing to the Newsletter will be stored by us from the newsletter until the time of your submission and will be deleted from our servers as well as from the servers of MailChimp after cancellation of the newsletter. Data that has been stored for other purposes with us (such as e-mail addresses for the members area) remain unaffected.
For more information, see the MailChimp Privacy Policy at: https://mailchimp.com/legal/terms/ .
Completing a Data Processing Agreement
We have a so-called “Data Processing Agreement” with MailChimp, in which we commit MailChimp to protect the data of our customers and not to pass them on to third parties. This contract can be viewed at the following link: https: //mailchimp.com/legal/forms/data-processing-agreement/sample-agreement/ code.
seventh Plugins and Tools
YouTube
Our website uses plugins from the Google-powered YouTube page. Site operator is YouTube, LLC, 901 Cherry Ave., San Bruno, CA 94066, USA.
If you visit any of our YouTube plug-in-enabled sites, you will be connected to the servers of YouTube. It tells the YouTube server which of our pages you’ve visited.
If you are logged in to your YouTube account, YouTube will allow you to associate your browsing behavior directly with your personal profile. You can prevent this by logging out of your YouTube account.
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The use of YouTube is in the interest of an attractive presentation of our online offers. This constitutes a legitimate interest within the meaning of Art. 6 para. 1 lit. f DSGVO.
For more information about how to handle user information, please refer to the YouTube Privacy Policy at: https : //www.google.de/intl/de/policies/privacy code.
Google Web Fonts
This site uses so-called web fonts provided by Google for the uniform representation of fonts. When you call up a page, your browser loads the required web fonts into your browser cache to correctly display texts and fonts.
To do this, the browser you use must connect to Google’s servers. As a result, Google learns that our website has been accessed via your IP address. The use of Google Web Fonts is in the interest of a consistent and attractive presentation of our online services. This constitutes a legitimate interest within the meaning of Art. 6 para. 1 lit. f DSGVO.
If your browser does not support web fonts, a default font will be used by your computer.
For more information about Google Web Fonts, see https://developers.google.com/fonts / faq and in the Google Privacy Policy: https: // www. google.com/policies/privacy/ code.
Google Maps
This site uses the mapping service Google Maps via an API. Provider is Google Inc., 1600 Amphitheater Parkway, Mountain View, CA 94043, USA.
To use the features of Google Maps, it is necessary to save your IP address. This information is usually transmitted to and stored by Google on servers in the United States. The provider of this page has no influence on this data transfer.
The use of Google Maps is for the sake of an appealing presentation of our online offers and an easy findability of the places we specify on the website. This constitutes a legitimate interest within the meaning of Art. 6 para. 1 lit. f DSGVO.
For more information about how to handle user data, please refer to the Google Privacy Policy: https : //www.google.de/intl/de/policies/privacy/ code.
8th Comparison computer / end customer computer
We record and store all personal data that you enter in the forms deposited on the homepage or in the comparison computer and leave us with the conclusion of an online registration. This includes all individual details that you make about your personal and factual circumstances. We use your personal data exclusively for the purpose of initiating and executing the contract with you. In our comparison calculator, you can request in addition to the mere non-binding information on insurance rates a consultation by one of our insurance intermediaries or immediately submit an application to conclude an insurance contract.
By visiting our web pages, we automatically collect various information in the respective server log files. These include, for example, the type and version number of your web browser, your operating system used, information about your Internet provider used and other similar information. This information is systemically related to the use of the Internet and are therefore technically imperative to ensure proper operation of a website. This anonymous information may be used by us as part of statistical evaluations to optimize our website.
Data storage and data usage
In no case will the disclosure of the data to uninvolved third parties, unless this is provided for by law. You may revoke the consent given to us at any time and / or object to the future use of your data.
General
Once you enter personal information into our comparison modules or if you have entered and saved your personal information in the centralized customer area and yourself login, this communication takes place encrypted from this point onwards. We connect you to our security server, so that the data can not be read by anyone.
The use of SSL is recommended by the Federal Office for Information Security (BSI). For your own safety, we recommend that you use the latest browser versions and virus scanners. You can see the activated encryption on the activated lock symbol at the bottom of the status bar of the browser or directly above the comparison module. We protect our servers and thus your data with the most modern security programs and firewalls, which prevent an unauthorized access attempt from the very beginning.
Depending on which functionality or type of use of the comparison computer you use, we need the following data, taking into account your interests worth protecting and the legal requirements for the following purposes:
1. Free tariff comparisons: To carry out the tariff comparison, you only need to provide the following information about the person interested in the insurance:
- birth
- marital status (determines insurer’s tariff choice)
- Co-insured children
- Civil service employment relationship.
This information is provided anonymously, without naming the interested party. They serve exclusively to assign the appropriate tariffs.
2. “Advice desired”: If you have the personal advice of one of our
Employees, we need to contact you with your personal data, namely:
- Names and titles
- Address
- nationality
- Marital status
- birth
- Business
- phone number
- Email address
This information is required by the employee in order to prepare and conduct contact for the purpose of consulting with you or the prospective buyer. Our employee can not advise you if you register anonymously or only under a pseudonym.
The “Consultation Wanted” registration form also gives you the opportunity to decide if you would like to express your consent to receiving information about current services and products by post or e-mail. If you activate the corresponding box with a mouse click, you declare by sending the form electronically your consent to the use of your data for marketing purposes. Of course, you can retrieve your consent at any time and revoke it with effect for the future. Simply send us an e-mail to: info (at) sammerseidler.de.
3.An application for the conclusion of an insurance contract:
You can apply for the conclusion of an insurance contract via our comparison calculator, arranged by us. For this we first need the previously named data about you. Furthermore, it is mandatory to answer the questions about the contract data (eg pre-insurance, previous claims, etc.) and to choose a payment method.
Please note that all information in the aforementioned functionalities or types of use of the comparison computer is true. Incorrect information falsifies the tariff calculation result and can later have a negative effect on the insurance coverage. The consequences of incorrect information can be found in our terms and conditions .
Already visiting our website www.sammerseidler.de automatically leads to anonymized recording of shortened IP address, date / time / time zone of access, access status, access type, protocol type, name and size of the files accessed, source website, web browser used, on our server. Number of pages visited by us. Indeed these data are only collected for the period of use and related to the homepage; if the use is finished, the data will be deleted immediately. With regard to the comparison computer, no usage data is recorded. A merger of the homepage usage data with the personal data provided via the comparison computer does not take place, any personal reference of the usage data is excluded.
Cookies are used to get information as soon as your web browser opens our website. These identifiers support various service functions of our website and are transmitted automatically via your web browser to the hard disk of your computer or other mobile device. You can prevent this function by setting your browser accordingly. In this case, however, a personalized service is not possible. More information about the cookies we use can be found under the heading “ Information about cookies “. To open, just follow the link. We do not use cookies for the comparison computer.
The comparison computers grant you at any time free of charge information about your stored personal data about you or the pseudonym used by you. You have the right to correct, delete and block your personal data at any time, or have us do so.
In order to enable you to safely visit our homepage and to use the comparison computer safely, we cooperate with cooperation partners who enable us to provide services and data management in accordance with high security standards. We have contractually obliged these cooperation partners to comply with the statutory provisions on data protection and data secrecy.
So that your visit to our website and the use of the comparison computer is protected against unauthorized access:
- we will not share your information with outside parties without your express consent;
- we provide modern IT systems (hardware and software) and IT security;
- We keep your information safe
- process, store and use your personal data exclusively within the EU;
- you will receive a secret password to access your profile.
For further questions please contact our customer service: Sonnenberg 52, 22958 Kuddewörde, info (at) sammerseidler.de, 040 21 050 476.
Data Processing Credit
Credit request
You can use the websites of SCP GmbH anonymously.
However, certain services require you to fill out a form with certain personal details, but the input of this information is voluntary. We attach great importance to the protection of your personal information communicated to us.
An inquiry is not yet a conclusion of a loan. This comes only after your signature of the application, the implementation of the Post Ident procedure
and the subsequent verification of the complete documents and acceptance by the bank.
A binding loan commitment can only be given by a credit institution itself on the basis of all requested documents. Loan commitments can be challenged by credit institutions at any time if they differ from what you have provided.
Consent, Assignment and Confirmation
I hereby entrust SCP GmbH with arranging a consumer loan agreement as well as related financial services. I act on my own behalf and account.
Data Transmission to Credit Institutions
loan offer
For the successful loan brokerage and our credit counseling, we must forward your personal information to the credit institutions and receive the appropriate feedback from you.
Consent and Authorization
I hereby authorize SCP GmbH to forward my data and documents necessary for the credit decision to credit institutions, from which offers are obtained for me, and to accept correspondence relating to the financing for me. I authorize SCP GmbH to accept a contract offer from the financing bank for forwarding to me.
I agree that the credit institutions of SCP GmbH may provide information on the status of the loan request, missing documents or grounds for refusal, so that SCP GmbH can use this information only in the context of individual advice on my specific loan request and for competent support in further applications.
I agree that SCP GmbH will transmit the information (eg current loans, existing checking accounts and credit card contracts as well as if applicable statements on payment behavior) transmitted by credit bureaus to the requested credit institutions within the framework of my specific loan request. SCP GmbH uses this information exclusively in the context of the individual consultation of the concrete loan request and for the competent assistance with the application.
I consent to the fact that the decision of the credit institution, whether a credit agreement is concluded, the SCP GmbH to assess a commission claim, in particular the amount and duration of the loan agreement, announced.
Offer Optimization
We want you to get the best credit product for you. That is why it is our aim to advise you accordingly and possibly to find better alternative offers for you.
As part of the free and non-binding credit service for the purpose of obtaining alternative offers, SCP GmbH will therefore transfer your personal data provided in the credit inquiry to other credit institutions and, if necessary, to you
contact this purpose by telephone, mail and / or e-mail.
Data Security
In order to transfer the data as securely as possible, SCP GmbH uses SSL encryption (Secure Socket Layer), which is one of the safest technologies. This type of encrypted data transfer applies in particular to all personal data. Furthermore, the IP address of my computer and the corresponding date and time are transmitted and stored during an online credit inquiry in order to protect the SCP GmbH against misuse of the data.
consent forms
I therefore agree that in an online credit inquiry the IP address of my computer and the corresponding date and time are transmitted and stored in order to protect myself and SCP GmbH from misuse of the data.
Data transmission of credit bureaus
Credit institutions work with various credit bureaus to assess credit risk. Based on the data you enter, the information from these credit bureaus and other own findings and assessments, they then decide whether and on what terms they can offer you a loan. Thus the credit institutes the appropriate credit reference agencies
You may need different kinds of consent from you, which we have put together for you and which you need to agree to. Furthermore, you will be accompanied by important information that you would like to read carefully.
Credit Card and Credit Card Processing
784/5000
Zeichenbeschränkung: 5000
checking account or credit card request, transferring data to credit and credit bureaus
You can use the websites of SCP GmbH anonymously.
However, certain services require you to fill out a form with certain personal details, but the input of this information is voluntary. We attach great importance to the protection of your personal information communicated to us
A checking account or credit card request is not a completion of a checking account or a credit card. This is only concluded after your signature of the application, the implementation of the Post Ident procedure and the subsequent examination of the complete documents as well as the acceptance by the bank.
I hereby entrust SCP GmbH with the brokerage of a current account or credit card contract as well as the related financial services.
A binding checking account or credit card commitment can only be given by a bank itself on the basis of all requested documents. Checking account or
Credit card commitments can be challenged by banks at any time, if deviations from the information provided by me turn out to be.
I act on my own behalf and account.
I note that the credit institutions are the credit bureaus
SCHUFA Holding AG, Komeranweg 5, 65201 Wiesbaden
infoscore Consumer Data GmbH (iCD), Rheinstrasse 99, 76532 Baden Baden
INFORMA Consulting GmbH, Rheinstraße 99, 76532 Baden Baden
Creditreform Boniversum GmbH formerly “CEG Creditreform Consumer GmbH”, Hellersbergstrasse 11, 41460 Neuss
accumio finance services GmbH, Eppelheimer Str. 13, 69115 Heidelberg
Provide data on the establishment, proper conduct and termination of a current account or credit card agreement, unless my legitimate interest in excluding the transfer outweighs the credit inquiry’s interest in knowing the data.
Data on claims shall be forwarded to the above-mentioned credit bureaus, as far as the owed service has not been rendered despite the due date, if this is necessary to safeguard legitimate interests of the credit card provider or a third party, and the claim has been established by a final judgment that has been declared final or enforceable, or a debt has been issued pursuant to § 794 of the Code of Civil Procedure,
- the claim according to § 178 of the insolvency code has been determined and not by the debtor in the examination date has been denied,
- I have explicitly acknowledged the claim
- I have been warned in writing at least twice after the due date of the claim,
- lie between the first reminder and the delivery at least four weeks,
- the bank informed me well in advance of the transmission of the information, but at the earliest on the first reminder of the forthcoming transmission and
- I have not denied the claim or
- the contractual relationship underlying the claim can be terminated without notice due to arrears and the credit institution has informed me of the impending transfer.
In that regard, I release the bank from banking secrecy at the same time. SCP GmbH points out that for the purpose of deciding on the establishment, implementation or termination of this contractual relationship in the context of risk management, credit institutions use probability values collected by the credit bureaus for my future conduct and address data are also used to calculate these probabilities.
More information about the information and score procedures
contain the respective leaflets of the credit bureaus, which provide these on request. The addresses of the credit bureaus are given above.
For consumer inquiries to SCHUFA the following address applies differently:
SCHUFA Holding AG
Private customer service center
PO Box 103441
50474 Cologne
Furthermore, I hereby authorize SCP GmbH to forward my data as well as any documents necessary for the current account or credit card decision to credit institutions, from which offers are obtained for me, and to accept all correspondence relating to the checking account or credit card application for me. I authorize SCP GmbH to accept a contract offer from the bank for forwarding to me.
consent forms
I agree that the decision of the credit institution, whether a checking account or
Credit card agreement is reached, the SCP GmbH is announced to assess a commission claim.
I agree that the credit institutes of the SCP GmbH may be provided with information on the status of the current account or credit card request, missing documents or reasons for refusal, so that SCP GmbH will only provide this information in the context of the individual consultation of the specific credit card request and for competent support with further applications can use.
Likewise, I agree that SCP GmbH may transfer my personal data given at the current account or credit card request to other credit institutions as part of a free and non-binding checking and credit card services for the purpose of obtaining alternative offers and these credit institutions me for this purpose by phone and by email or post can contact.
In order to transfer the data as securely as possible, SCP GmbH uses SSL encryption (Secure Socket Layer), which is one of the safest technologies. This type of encrypted data transfer applies in particular to all personal data. Furthermore, in the case of an online checking account or credit card request, the IP address of my computer and the corresponding date and time are transmitted and stored in order to protect myself and SCP GmbH against misuse of the data.
I therefore agree that in the case of an online checking account or credit card request
The IP address of my computer and the corresponding date and time are transmitted and stored in order to protect me and SCP GmbH from misuse of the data.
3542/5000
Zeichenbeschränkung: 5000
I can revoke all declarations of consent at any time with effect for the future under the following email address: info (at) sammerseidler.de
Data processing day or fixed deposit
consent forms
I agree that the day or time deposit account provider, the SCP GmbH to assess a commission claim to announce whether a day or time deposit account was opened by the applicant.
I agree that SCP GmbH’s day or time deposit account providers may provide information on the status of the day or time deposit account request and on missing documents or rejection reasons, so that SCP GmbH may only provide this information in the context of individual advice on the specific day or
Time deposit account request and for the competent assistance with further applications can use.
Likewise, I agree that the SCP GmbH in the context of the free and non-binding daily or fixed-term service for the purpose of obtaining alternative offers my personal data given at the day or time deposit account request to other day or time deposit account providers and these providers me to this Purpose by telephone and by e-mail or mail may contact.
In order to transfer the data as securely as possible, SCP GmbH uses SSL (Secure Socket Layer) encryption, which is one of the safest technologies. This type of encrypted data transfer applies in particular to all personal data. Furthermore, the IP address of my Internet connection as well as the corresponding date and time are transmitted and stored in an online call money account request, in order to protect me and SCP GmbH against misuse of the data.
I therefore agree that the IP address of my Internet connection and the corresponding date and time are transmitted and stored in an online day or deposit inquiry to protect myself and the SCP GmbH from misuse of the data.
I can revoke all declarations of consent at any time with effect for the future at the following e-mail address: info (at) sammerseidler.de
Construction Mortgage Processing
mortgage request
You can use the websites of SCP GmbH anonymously.
However, certain services require you to fill out a form with certain personal details, but the input of this information is voluntary. We attach great importance to the protection of your personal information communicated to us.
A request is not yet a completion of mortgage lending. This will only come into effect after your signature of the contract, the implementation of the Post Ident procedure and the subsequent verification of the complete documents as well as acceptance by the product provider.
A binding commitment of mortgage lending can only be made by a product supplier himself
the basis of all requested documents. Commitments to a mortgage can be challenged by the product providers at any time, if deviations from the information you provide.
Declarations of consent, assignment and confirmation
I hereby entrust SCP GmbH with arranging a mortgage lending agreement and related financial services. I act on my own behalf and account.
Data Submission Product Provider
Construction Financing offer
For the successful placement of a mortgage and for our advice, we must forward your personal information to the product providers and receive the appropriate feedback from them.
Consent and Authorization
I hereby authorize SCP GmbH to forward my data and documents necessary for the construction financing decision to product providers, from whom offers are obtained for me, and to accept correspondence relating to the financing for me. I authorize SCP GmbH to accept a contract offer from the financing product provider for forwarding to me.
I agree that the product provider of SCP GmbH may provide information on the status of the mortgage lending request, missing documents or grounds for refusal, so that SCP GmbH may use this information only in the context of individual consultation of my specific mortgage lending request and for competent support in further applications.
I agree that SCP GmbH will transmit the information (for example current loans, existing current accounts and credit card contracts as well as if applicable statements on payment behavior) transmitted by credit reference agencies to the requested product providers as part of my specific mortgage lending request. The SCP GmbH uses this information exclusively in the context of the individual consultation of the concrete construction financing request and for the competent support with the application.
I consent to the fact that the decision of the product provider, whether a mortgage contract is concluded, the SCP GmbH will be announced to assess a commission claim.
Consents for SCHUFA (SCHUFA clause)
I agree that the banks of the SCHUFA Holding AG, Kormoranweg 5, 65201 Wiesbaden, data on the application, the inclusion (in each case borrower and loan amount or limit and installment loans in addition term and installment) and agreed settlement (eg early repayment , Term extension) of this loan.
I further agree that, irrespective of this, SCHUFA’s credit institutions may also submit data on your due claims against me. This is permitted under the Federal Data Protection Act (§28a (1) sentence 1), if I have not provided the owed service despite the due date, the transfer is necessary to safeguard the legitimate interests of the credit institutions or third parties and the claim is enforceable or
I have expressly acknowledged the claim or I have been warned in writing at least twice after the due date of the claim,
the bank me in time, but at the earliest at the first reminder about the
I have not notified you of the claim or if the contractual relationship underlying the claim can be terminated by a credit institution without notice and the bank has informed me of the impending transfer.
I further agree that credit institutions may also provide SCHUFA with data on other non-contractual behavior (such as fraudulent behavior). According to the Federal Data Protection Act (§28 (2)), these notifications may only be made to the extent necessary to safeguard the legitimate interests of the credit institution or third parties and there is no reason to assume that the data subject’s legitimate interest in the exclusion of the transfer prevails.
I further agree that I hereby exempt the credit institutions concerned from all of the above-mentioned consent in relation to the SCHUFA in this respect from the banking secrecy.
Received information get saved and used by SCHUFA. The use also includes the calculation of a probability value based on the SCHUFA database
for assessing the credit risk (score).
The data will be transmitted to its contractors in the European Economic Area and Switzerland to provide information for assessing the creditworthiness of natural persons.
Contracting parties of SCHUFA are companies that suffer financial risks due to services or delivery (in particular credit institutions as well as credit cards and leasing companies, but also rental, trade, telecommunication, energy supply, insurance and collection companies).
The SCHUFA will only provide personal data if a legitimate interest in it has been credibly demonstrated in individual cases and the transfer is admissible after weighing all interests. Therefore, the scope of the data provided in each case may vary according to the type of contracting party.
In addition, SCHUFA uses the data to verify the identity and age of persons at the request of its contractual partners who, for example, offer services on the Internet.
You can obtain information about the stored data concerning you at SCHUFA. Further information about the SCHUFA Information and Training
Score procedures are available at www.meineschufa.de.
The postal address of SCHUFA is:
SCHUFA Holding AG, Private Customer Service Center, PO Box 103441, 50474 Cologne
Declarations of consent other credit bureaus
I agree that the credit institutions are the credit bureaus
infoscore Consumer Data GmbH (iCD), Rheinstrasse 99, 76532 Baden Baden
INFORMA Consulting GmbH, Rheinstraße 99, 76532 Baden Baden
Creditreform Boniversum GmbH formerly “CEG Creditreform Consumer GmbH”, HellersbergStraße 11, 41460 Neuss
accumio finance services GmbH, Eppelheimer Str. 13, 69115 Heidelberg
Bürgel Wirtschaftsinformationen GmbH & Co. KG, Gasstraße 18, 22761 Hamburg
Provide data on the establishment, proper conduct and termination of a credit agreement, unless my legitimate interest in excluding the transfer outweighs the credit inquiry’s interest in knowing the data.
I further agree that credit institutions may, for the purposes of credit checks, obtain data on my previous payment history and credit information based on mathematical-statistical procedures using address data from the above-mentioned credit bureaus.
I further agree that the credit institutions may transmit data on claims, insofar as the owed service has not been rendered despite the due date, to the above-mentioned credit bureaus, if this is necessary to safeguard the legitimate interests of the credit institution or a third party, and
- the claim has been established by a final judgment which has been declared final or enforceable, or a debt instrument pursuant to §794 of the Code of Civil Procedure has been issued,
- the claim according to §178 of the Insolvenzordnung was determined and not by the debtor in the examination date has been denied,
- I have explicitly acknowledged the claim
- I have been warned in writing at least twice after the due date of the claim,
- lie between the first reminder and the delivery at least four weeks,
- the bank informed me well in advance of the transmission of the information, but at the earliest on the first reminder of the forthcoming transmission and
- I have not denied the claim or
- the contractual relationship underlying the claim can be terminated without notice due to arrears and the credit institution has informed me of the impending transfer.
I further agree that I hereby exempt the credit institutions concerned from all of the above-mentioned consent in this respect from the banking secrecy.
Further information about the information and score procedures can be found in the respective leaflets of the above-mentioned credit bureaus, which provide these on request. The addresses of the credit bureaus are given above.
Cancellation
All declarations of consent can be revoked informally by letter to SCP GmbH, Sonnenberg 52, 22958 Kuddewörde or E Mailan sammer (at) sammerseidler.de with effect for the future.
Data Security
In order to transfer the data as securely as possible, SCP GmbH uses SSL encryption (Secure Socket Layer), which is one of the safest technologies. This type of encrypted data transfer applies in particular to all personal data. Furthermore, in an online mortgage request, the IP address of my computer and the corresponding date and time are transmitted and stored to protect me and SCP GmbH from misuse of the data.
consent forms
I therefore agree that in an online home loan request
The IP address of my computer and the corresponding date and time are transmitted and stored in order to protect me and SCP GmbH from misuse of the data.
Cancellation
All declarations of consent can be revoked informally by letter to SCP GmbH, Sonnenberg 52, 22958 Kuddewörde or by e-mail to sammer (at) sammerseidler.de with effect for the future.
You have the right to have data that we process on the basis of your consent or in fulfillment of a contract, in itself or to a third party in a standard, machine-readable format. If you require the direct transfer of the data to another person in charge, this will only be done to the extent technically feasible.
SSL or TLS encryption
This site uses, for security reasons and to protect the transmission of confidential content, such as orders or requests that you send to us as a site operator, an SSL or. TLS encryption. An encrypted connection is indicated by the browser’s address bar changing from “http: //” to “https: //” and the lock icon in your browser bar.
You have the right to free information on your stored personal data, their origin and recipient and the purpose of the data processing and, if necessary, a right of correction, blocking or
Deletion of this data. For further information on personal data, please contact us at any time at the address given in the imprint.
Objection to advertising mail
The use of contact data published in the context of the imprint obligation for the purpose of sending unsolicited advertising and information materials is hereby rejected. The operators of the pages expressly reserve the right to take legal action in the event of the unsolicited sending of advertising information, such as spam e-mails.
third Data collection on our website
Cookies
The internet pages partly use so-called cookies. Cookies do not harm your computer and do not contain viruses. Cookies are used to make our offer more user-friendly, effective and secure. Cookies are small text files that are stored on your computer and stored by your browser.
Cookies
The internet pages partly use so-called cookies. Cookies do not harm your computer and do not contain viruses. Cookies are used to make our offer more user-friendly, effective and secure. Cookies are small text files that are stored on your computer and stored by your browser.
The provider of the pages automatically collects and stores information in so-called server log files, which your browser automatically transmits to us. These are:
- browser type and browser version
- operating system used
- Referrer URL
- Host name of the accessing computer
- time of server request
- IP address
There is no merge of this data with other data sources.The basis for data processing is Art. 6 para. 1 lit. b DSGVO, which allows the processing of data for the performance of a contract or precontractual measures.
Contact
If you send us inquiries via the contact form, your details from the inquiry form, including the contact details you provided there, will be stored in order to process the request and in case of follow-up questions. We will not share this information without your consent.The processing of the data entered into the contact form takes place exclusively on the basis of your consent (Art. 6 (1) lit. DSGVO). You can revoke this consent at any time. An informal message by e-mail to us is sufficient. The legality of the data processing operations carried out until the revocation remains unaffected by the revocation.
The information you provide in the contact form will remain with us until you ask us to delete it, revoke your consent to storage, or delete the purpose for data storage (for example, after your request has been processed). Mandatory statutory provisions – especially retention periods – remain unaffected.
Registration on this site
You can register on our website to use additional features on the site. We only use the data entered for the purpose of using the respective offer or service for which you have registered. The mandatory information requested during registration must be given in full. Otherwise we will reject the registration.For important changes, for example, in the scope of the offer or in case of technically necessary changes, we use the e-mail address specified during the registration in order to inform you in this way.
The processing of the data entered during registration takes place on the basis of your consent (Art. 6 (1) lit. DSGVO). You can revoke your consent at any time. An informal message by e-mail to us is sufficient. The legality of the already completed data processing remains unaffected by the revocation.The data collected during registration will be stored by us as long as you are registered on our website and will subsequently be deleted. Legal retention periods remain unaffected.
Comments on this site
In addition to your comment, the comment function on this page will also include information on when the comment was created, your e-mail address and, if you are not anonymous, the username you have chosen.IP address storage
Our comment function stores the IP addresses of the users who write comments. Since we do not check comments on our site before activation, we need this information in order to be able to act against the author in case of infringements such as insults or propaganda.
Subscribe to comments
As a user of the site, you can subscribe to comments after registering. You will receive a confirmation email to verify that you are the owner of the given email address. You can unsubscribe from this function at any time via a link in the info mails. The data entered in the course of subscribing to comments will be deleted in this case; however, if you have submitted this data to us for other purposes and elsewhere (such as a newsletter order), they will remain with us.
Comment retention period
The comments and related data (e.g., IP address) are stored and remain on our website until the commented content has been completely deleted or the comments must be deleted for legal reasons (e.g., offensive comments).
legal basisThe comments are stored on the basis of your consent (Art. 6 (1) lit. DSGVO). You can revoke your consent at any time. An informal message by e-mail to us is sufficient. The legality of the already completed data processing operations remains unaffected by the revocation.
4th Social Media
Facebook plugins (Like & Share-Button)
On our pages plugins of the social network Facebook, provider Facebook Inc., 1 Hacker Way, Menlo Park, California 94025, USA, are integrated. The Facebook plugins can be recognized by the Facebook logo or the “Like-Button” (“Like”) on our site. An overview of the Facebook plugins can be found here: https://developers.facebook.com/docs/plugins/.
When you visit our pages, the plugin establishes a direct connection between your browser and the Facebook server. Facebook receives the information that you have visited our site with your IP address. If you click on the Facebook “Like-Button” while you are logged into your Facebook account, you can link the contents of our pages to your Facebook profile. As a result, Facebook can assign the visit to our pages to your user account. We point out that we as the provider of the pages are not aware of the content of the data transmitted and their use by Facebook. For more information, please refer to the Facebook Privacy Policy at: https: // de- de.facebook.com/policy.php code.If you do not want Facebook to associate your visit to our pages with your Facebook user account, please log out of your Facebook user account.
Twitter Plugin
Functions of the Twitter service are integrated on our sites. These features are available through Twitter Inc., 1355 Market Street, Suite 900, San Francisco, CA 94103, USA. By using Twitter and the “Re-Tweet” function, the websites you visit are linked to your Twitter account and shared with other users. This data is also transmitted to Twitter. We point out that we as the provider of the pages are not aware of the content of the transmitted data and their use by Twitter. For more information, see the Twitter Privacy Policy at: https://twitter.com/privacy.Your privacy settings on Twitter can be found in the account settings at https://twitter.com/account/ change settings .
Google+ Plugin
Our pages use features of Google+. Provider is Google Inc., 1600 Amphitheater Parkway, Mountain View, CA 94043, USA.Collect and share information: Use the Google + button to post information worldwide. The Google + button will provide you and other users with personalized content from Google and our partners. Google stores both the information that you have + 1’d for a content and information about the page that you viewed when you clicked +1. Your + 1’s can appear as clues along with your profile name and photo in Google services, such as in search results or in your Google profile, or elsewhere on websites and ads on the web.
Google records information about your +1 activities to improve Google services for you and others. To use the Google + button, you need a globally visible, public Google profile that has at least the name chosen for the profile. This name will be used in all Google services. In some cases, this name may also replace a different name you used when sharing content through your Google Account. The identity of your Google Profile may be displayed to users who know your email address or have other identifying information from you.
Use of Information Collected: In addition to the purposes outlined above, the information you provide will be used in accordance with applicable Google privacy policies. Google may publish summarized statistics about users’ + 1 activity or share it with users and partners, such as publishers, advertisers, or affiliate websites.
Instagram Plugin
Functions of the service Instagram are integrated on our sides. These features are provided by Instagram Inc., 1601 Willow Road, Menlo Park, CA 94025, United States.If you are logged in to your Instagram account, you can link the contents of our pages to your Instagram profile by clicking on the Instagram button. This allows Instagram to associate the visit of our pages with your user account. We point out that we as a providerThe pages are not aware of the content of the transmitted data and their use by Instagram.
For more information, see the Instagram Privacy Policy: https://instagram.com/ about / legal / privacy / code.
LinkedIn Plugin
Our website uses features of the LinkedIn network. Providers is LinkedIn Corporation, 2029 Stierlin Court, Mountain View, CA 94043, United States.Each time you visit one of our pages that contains LinkedIn features, it connects to LinkedIn servers. LinkedIn is informed that you have visited our website with your IP address. If you click LinkedIn’s “Recommend Button” and are logged in to your LinkedIn account, LinkedIn will be able to associate your visit to our website with you and your user account. We point out that we as the provider of the pages have no knowledge of the content of the transmitted data and their use by LinkedIn.
For more information, please see the LinkedIn privacy statement at: https: // www. linkedin.com/legal/privacy-policy code.
XING Plugin
Our website uses functions of the network XING. Provider is the XING AG, Dammtorstraße 29-32, 20354 Hamburg, Germany.Each time you visit one of our sites that contains XING features, it will connect to XING servers. A storage of personal data is not done to our knowledge. In particular, no IP addresses are stored or the usage behavior is evaluated.
Further information on data protection and the XING Share button can be found in XING’s privacy policy at: https://www.xing.com/app/share?op=data_protection code.
5th Analysis Tools and Advertising
Google Analytics
This website uses functions of the web analytics service Google Analytics. Provider is Google Inc., 1600 Amphitheater Parkway, Mountain View, CA 94043, USA.Google Analytics uses so-called “cookies”. These are text files that are stored on your computer and that allow an analysis of the use of the website by you. The information generated by the cookie about your use of this website is usually transmitted to a Google server in the USA and stored there.
Google Analytics cookies are stored on the basis of Art. 6 para. 1 lit. f DSGVO. The website operator has a legitimate interest in analyzing user behavior in order to optimize both its website and its advertising.
IP anonymization
We have activated the function IP anonymization on this website. As a result, your IP address will be truncated by Google within member states of the European Union or other parties to the Agreement on the European Economic Area prior to transmission to the United States. Only in exceptional cases will the full IP address be sent to a Google server in the US and shortened there. On behalf of the operator of this website, Google will use this information to evaluate your use of the website, to compile reports on website activity and to provide other services related to website activity and internet usage to the website operator. The IP address provided by Google Analytics within the framework of Google Analytics will not be merged with other data provided by Google.
Browser Plugin
You can prevent the storage of cookies by a corresponding setting of your browser software; however, we point out that in this case you may not be able to use all the functions of this website in full. In addition, you may prevent the collection by Google of the data generated by the cookie and related to your use of the website (including your IP address) and the processing of this data by Google by downloading the browser plug-in available under the following link and install: https://tools.google.com/dlpage/gaoptout ? hl = en .
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Opposition to data collectionYou can prevent the collection of your data by Google Analytics by clicking on the following link. An opt-out cookie will be set to prevent your data from being collected on future visits to this site: Disable Google Analytics .
For more information on how to handle user data on Google Analytics, please refer to the Google Privacy Policy: https://support.google.com/analytics/answer/6004245?hl=de code.
Custom Data Processing
We have entered into an agreement with Google for order data processing and fully implement the strict requirements of the German data protection authorities when using Google Analytics.
Google analytics demographics
This website uses the demographics feature of Google Analytics. As a result, reports can be produced that contain information on the age, gender and interests of the site visitors. These data are from interest-based advertising from Google and from third-party visitor data. This data can not be assigned to a specific person. You can disable this feature at any time through the ad settings in your Google Account, or generally prohibit the collection of your data by Google Analytics as described in the section “Opposition to data collection”.
Google Analytics Remarketing
Our websites leverage the features of Google Analytics Remarketing with the cross-device capabilities of Google AdWords and DoubleClick. Provider is Google Inc., 1600 Amphitheater Parkway, Mountain View, CA 94043, USA.This feature allows you to associate the advertising audiences created with Google Analytics Remarketing with the cross-device capabilities of Google AdWords and Google DoubleClick. In this way, interest-based, personalized advertising messages customized to you based on your previous usage and browsing behavior on one end device (e.g., cell phone) may also be displayed on another of your end devices (e.g., tablet or PC).
Once you have given your consent, Google will associate your web and app browsing history with your Google Account for this purpose. That way, the same personalized advertising messages can appear on any device you sign in to with your Google Account.
To support this feature, Google Analytics collects Google-authenticated IDs of the users that are temporarily associated with our Google Analytics data to define and create audiences for cross-device ad promotion.
You can permanently opt out of cross-device remarketing / targeting by disabling personalized ads in your Google Account; follow this link: https://www.google.com/settings / ads / OnWeb / code.
The aggregation of the collected data in your Google Account is based solely on your consent, which you can give or withdraw from Google (Article 6 (1) (a) GDPR). For data collection operations that are not merged into your Google Account (for example, because you do not have a Google Account or have objected to the merge), the collection of data is based on Art. 6 (1) lit. f DSGVO. The legitimate interest results from the fact that the website operator has an interest in the anonymous analysis of the website visitors for advertising purposes.
For more information and privacy policy, see the Google Privacy Policy at: https: / /www.google.com/policies/technologies/ads/ code.
Google AdWords and Google Conversion Tracking
This website uses Google AdWords. AdWords is an online advertising program of Google Inc., 1600 Amphitheater Parkway, Mountain View, CA 94043, United States (“Google”).As part of Google AdWords, we use the so-called conversion tracking. When you click on an ad served by Google, a conversion tracking cookie is set. Cookies are small text files that the Internet browser stores on the user’s computer. These cookies lose their validity after 30 days and are not used for the personal identification of the users. Visits the user certain pages of this website and the cookie has not expired, Google and we can see that the user clicked on the ad and was redirected to this page.
Each Google AdWords customer receives a different cookie. The cookies can not be tracked through the websites of advertisers. The information gathered using the conversion cookie is used to generate conversion statistics for AdWords advertisers who have opted for conversion tracking. Customers are told the total number of users who clicked on their ad and were redirected to a conversion tracking tag page. However, they do not receive any information that personally identifies users. If you do not want to participate in tracking, you can opt-out of this by easily disabling the Google Conversion Tracking cookie through its Internet browser under User Preferences. You will not be included in the conversion tracking statistics.
The storage of “conversion cookies” is based on Art. 6 para. 1 lit. f DSGVO. The website operator has a legitimate interest in analyzing user behavior in order to optimize both its website and its advertising.
For more information about Google AdWords and Google Conversion Tracking, please refer to the Google Privacy Policy: https : //www.google.de/policies/privacy/ code.
You can set your browser so that you are informed about the setting of cookies and cookies only in individual cases allow, the acceptance of cookies for certain cases or generally exclude and activate the automatic deletion of cookies when closing the browser. Disabling cookies may limit the functionality of this website.
Google reCAPTCHA
We use “Google reCAPTCHA” (hereafter “reCAPTCHA”) on our websites. Provider is Google Inc., 1600 Amphitheater Parkway, Mountain View, CA 94043, USA (“Google”).With reCAPTCHA we want to check if the data entry on our websites (for example in a contact form) is done by a human or by an automated program. To do this, reCAPTCHA analyzes the behavior of the website visitor based on various characteristics. This analysis begins automatically as soon as the website visitor enters the website. For analysis, reCAPTCHA evaluates various information (for example, the IP address, website visitor’s time spent on the website, or user mouse movements). The data collected during the analysis will be forwarded to Google.
The reCAPTCHA analyzes are completely in the background. Site visitors are not advised that an analysis is taking place.
Data processing is based on Art. 6 para. 1 lit. f DSGVO. The Web site operator has a legitimate interest in protecting its web sites from abusive automated spying and SPAM.
For more information about Google reCAPTCHA and the Google Privacy Policy, please visit the following links: https://www.google.com/intl/en/policies/privacy/ and https://www.google.com/recaptcha/intro/android.html .
Facebook Pixel
Our site uses Facebook’s visitor action pixel for conversion measurement, Facebook Inc., 1601 S. California Ave, Palo Alto, CA 94304, USA (“Facebook”).This way, the behavior of the site visitors can be tracked after they have been redirected to the provider’s website by clicking on a Facebook ad. As a result, the effectiveness of Facebook advertisements can be evaluated for statistical and market research purposes and future advertising measures optimized.
The data collected is anonymous to us as the operator of this website, we can not draw conclusions about the identity of the users. However, the data are stored and processed by Facebook, so that a connection to the respective user profile is possible and Facebook the data for their own advertising purposes, according to the Facebook Data Usage Policy . As a result, Facebook can enable ads to be displayed on Facebook and outside of Facebook. This use of the data can not be influenced by us as the site operator.
For more privacy protection, visit the Facebook privacy policy: https: // www .facebook.com / about / privacy / code.
You can also use the remarketing “Custom Audiences” feature in the Ads Settings section of https://www.facebook.com/ads/preferences/?entry_product=ad_settings_screen . You have to be logged in to Facebook.If you do not have a Facebook account, you can opt out of Facebook Commercial Advertising on the European Interactive Digital Advertising Alliance website: http://www.youronlinechoices.com/de/praferenzmanagement/ code.
6th Newsletter
MailChimp
This website uses the services of MailChimp for sending newsletters. Provider is the Rocket Science Group LLC, 675 Ponce De Leon Ave. NE, Suite 5000, Atlanta, GA 30308, USA.MailChimp is a service that helps u.a. the dispatch of newsletters can be organized and analyzed. If you enter data for the purposes of newsletter subscription (e-mail address, for example), it will be stored on MailChimp’s servers in the United States.
MailChimp is certified under the EU-US Privacy Shield. The Privacy Shield is an agreement between the European Union (EU) and the US to ensure compliance with European privacy standards in the United States.
With the help of MailChimp we can analyze our newsletter campaigns. When you open an e-mail sent by MailChimp, a file included in the e-mail (called web-beacon) connects to MailChimp’s servers in the United States. This will determine if a newsletter message has been opened and which links may have been clicked. In addition, technical information is collected (e.g., time of retrieval, IP address, browser type, and operating system). This information can not be assigned to the respective newsletter recipient. They serve exclusively for the statistical analysis of newsletter campaigns. The results of these analyzes can be used to better tailor future newsletters to the interests of the recipients.
If you do not want to be analyzed by MailChimp you have to unsubscribe from the newsletter. For this we provide in each newsletter message a corresponding link. Furthermore, you can unsubscribe from the newsletter directly on the website.
The data processing takes place on the basis of your consent (Art. 6 (1) lit. DSGVO). You can revoke this consent at any time by unsubscribing from the newsletter. The legality of the already completed data processing operations remains unaffected by the revocation.
The data deposited with us for the purpose of subscribing to the Newsletter will be stored by us from the newsletter until the time of your submission and will be deleted from our servers as well as from the servers of MailChimp after cancellation of the newsletter. Data that has been stored for other purposes with us (such as e-mail addresses for the members area) remain unaffected.
For more information, see the MailChimp Privacy Policy at: https://mailchimp.com/legal/terms/ .
Completing a Data Processing Agreement
We have a so-called “Data Processing Agreement” with MailChimp, in which we commit MailChimp to protect the data of our customers and not to pass them on to third parties. This contract can be viewed at the following link: https: //mailchimp.com/legal/forms/data-processing-agreement/sample-agreement/ code.
seventh Plugins and Tools
YouTube
Our website uses plugins from the Google-powered YouTube page. Site operator is YouTube, LLC, 901 Cherry Ave., San Bruno, CA 94066, USA.If you visit any of our YouTube plug-in-enabled sites, you will be connected to the servers of YouTube. It tells the YouTube server which of our pages you’ve visited.
If you are logged in to your YouTube account, YouTube will allow you to associate your browsing behavior directly with your personal profile. You can prevent this by logging out of your YouTube account.
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The use of YouTube is in the interest of an attractive presentation of our online offers. This constitutes a legitimate interest within the meaning of Art. 6 para. 1 lit. f DSGVO.For more information about how to handle user information, please refer to the YouTube Privacy Policy at: https : //www.google.de/intl/de/policies/privacy code.
Google Web Fonts
This site uses so-called web fonts provided by Google for the uniform representation of fonts. When you call up a page, your browser loads the required web fonts into your browser cache to correctly display texts and fonts.To do this, the browser you use must connect to Google’s servers. As a result, Google learns that our website has been accessed via your IP address. The use of Google Web Fonts is in the interest of a consistent and attractive presentation of our online services. This constitutes a legitimate interest within the meaning of Art. 6 para. 1 lit. f DSGVO.
If your browser does not support web fonts, a default font will be used by your computer.
For more information about Google Web Fonts, see https://developers.google.com/fonts / faq and in the Google Privacy Policy: https: // www. google.com/policies/privacy/ code.
Google Maps
This site uses the mapping service Google Maps via an API. Provider is Google Inc., 1600 Amphitheater Parkway, Mountain View, CA 94043, USA.To use the features of Google Maps, it is necessary to save your IP address. This information is usually transmitted to and stored by Google on servers in the United States. The provider of this page has no influence on this data transfer.
The use of Google Maps is for the sake of an appealing presentation of our online offers and an easy findability of the places we specify on the website. This constitutes a legitimate interest within the meaning of Art. 6 para. 1 lit. f DSGVO.
For more information about how to handle user data, please refer to the Google Privacy Policy: https : //www.google.de/intl/de/policies/privacy/ code.
8th Comparison computer / end customer computer
We record and store all personal data that you enter in the forms deposited on the homepage or in the comparison computer and leave us with the conclusion of an online registration. This includes all individual details that you make about your personal and factual circumstances. We use your personal data exclusively for the purpose of initiating and executing the contract with you. In our comparison calculator, you can request in addition to the mere non-binding information on insurance rates a consultation by one of our insurance intermediaries or immediately submit an application to conclude an insurance contract.By visiting our web pages, we automatically collect various information in the respective server log files. These include, for example, the type and version number of your web browser, your operating system used, information about your Internet provider used and other similar information. This information is systemically related to the use of the Internet and are therefore technically imperative to ensure proper operation of a website. This anonymous information may be used by us as part of statistical evaluations to optimize our website.
Data storage and data usage
In no case will the disclosure of the data to uninvolved third parties, unless this is provided for by law. You may revoke the consent given to us at any time and / or object to the future use of your data.
General
Once you enter personal information into our comparison modules or if you have entered and saved your personal information in the centralized customer area and yourself login, this communication takes place encrypted from this point onwards. We connect you to our security server, so that the data can not be read by anyone.
The use of SSL is recommended by the Federal Office for Information Security (BSI). For your own safety, we recommend that you use the latest browser versions and virus scanners. You can see the activated encryption on the activated lock symbol at the bottom of the status bar of the browser or directly above the comparison module. We protect our servers and thus your data with the most modern security programs and firewalls, which prevent an unauthorized access attempt from the very beginning.
Depending on which functionality or type of use of the comparison computer you use, we need the following data, taking into account your interests worth protecting and the legal requirements for the following purposes:
1. Free tariff comparisons: To carry out the tariff comparison, you only need to provide the following information about the person interested in the insurance:
- birth
- marital status (determines insurer’s tariff choice)
- Co-insured children
- Civil service employment relationship.
This information is provided anonymously, without naming the interested party. They serve exclusively to assign the appropriate tariffs.2. “Advice desired”: If you have the personal advice of one of our
Employees, we need to contact you with your personal data, namely:
- Names and titles
- Address
- nationality
- Marital status
- birth
- Business
- phone number
- Email address
This information is required by the employee in order to prepare and conduct contact for the purpose of consulting with you or the prospective buyer. Our employee can not advise you if you register anonymously or only under a pseudonym.The “Consultation Wanted” registration form also gives you the opportunity to decide if you would like to express your consent to receiving information about current services and products by post or e-mail. If you activate the corresponding box with a mouse click, you declare by sending the form electronically your consent to the use of your data for marketing purposes. Of course, you can retrieve your consent at any time and revoke it with effect for the future. Simply send us an e-mail to: info (at) sammerseidler.de.
3.An application for the conclusion of an insurance contract:
You can apply for the conclusion of an insurance contract via our comparison calculator, arranged by us. For this we first need the previously named data about you. Furthermore, it is mandatory to answer the questions about the contract data (eg pre-insurance, previous claims, etc.) and to choose a payment method.
Please note that all information in the aforementioned functionalities or types of use of the comparison computer is true. Incorrect information falsifies the tariff calculation result and can later have a negative effect on the insurance coverage. The consequences of incorrect information can be found in our terms and conditions .
Already visiting our website www.sammerseidler.de automatically leads to anonymized recording of shortened IP address, date / time / time zone of access, access status, access type, protocol type, name and size of the files accessed, source website, web browser used, on our server. Number of pages visited by us. Indeed these data are only collected for the period of use and related to the homepage; if the use is finished, the data will be deleted immediately. With regard to the comparison computer, no usage data is recorded. A merger of the homepage usage data with the personal data provided via the comparison computer does not take place, any personal reference of the usage data is excluded.
Cookies are used to get information as soon as your web browser opens our website. These identifiers support various service functions of our website and are transmitted automatically via your web browser to the hard disk of your computer or other mobile device. You can prevent this function by setting your browser accordingly. In this case, however, a personalized service is not possible. More information about the cookies we use can be found under the heading “ Information about cookies “. To open, just follow the link. We do not use cookies for the comparison computer.
The comparison computers grant you at any time free of charge information about your stored personal data about you or the pseudonym used by you. You have the right to correct, delete and block your personal data at any time, or have us do so.
In order to enable you to safely visit our homepage and to use the comparison computer safely, we cooperate with cooperation partners who enable us to provide services and data management in accordance with high security standards. We have contractually obliged these cooperation partners to comply with the statutory provisions on data protection and data secrecy.
So that your visit to our website and the use of the comparison computer is protected against unauthorized access:
- we will not share your information with outside parties without your express consent;
- we provide modern IT systems (hardware and software) and IT security;
- We keep your information safe
- process, store and use your personal data exclusively within the EU;
- you will receive a secret password to access your profile.
For further questions please contact our customer service: Sonnenberg 52, 22958 Kuddewörde, info (at) sammerseidler.de, 040 21 050 476.Data Processing Credit
Credit request
You can use the websites of SCP GmbH anonymously.
However, certain services require you to fill out a form with certain personal details, but the input of this information is voluntary. We attach great importance to the protection of your personal information communicated to us.
An inquiry is not yet a conclusion of a loan. This comes only after your signature of the application, the implementation of the Post Ident procedure
and the subsequent verification of the complete documents and acceptance by the bank.
A binding loan commitment can only be given by a credit institution itself on the basis of all requested documents. Loan commitments can be challenged by credit institutions at any time if they differ from what you have provided.
Consent, Assignment and Confirmation
I hereby entrust SCP GmbH with arranging a consumer loan agreement as well as related financial services. I act on my own behalf and account.
Data Transmission to Credit Institutions
loan offerFor the successful loan brokerage and our credit counseling, we must forward your personal information to the credit institutions and receive the appropriate feedback from you.
Consent and Authorization
I hereby authorize SCP GmbH to forward my data and documents necessary for the credit decision to credit institutions, from which offers are obtained for me, and to accept correspondence relating to the financing for me. I authorize SCP GmbH to accept a contract offer from the financing bank for forwarding to me.
I agree that the credit institutions of SCP GmbH may provide information on the status of the loan request, missing documents or grounds for refusal, so that SCP GmbH can use this information only in the context of individual advice on my specific loan request and for competent support in further applications.
I agree that SCP GmbH will transmit the information (eg current loans, existing checking accounts and credit card contracts as well as if applicable statements on payment behavior) transmitted by credit bureaus to the requested credit institutions within the framework of my specific loan request. SCP GmbH uses this information exclusively in the context of the individual consultation of the concrete loan request and for the competent assistance with the application.
I consent to the fact that the decision of the credit institution, whether a credit agreement is concluded, the SCP GmbH to assess a commission claim, in particular the amount and duration of the loan agreement, announced.
Offer Optimization
We want you to get the best credit product for you. That is why it is our aim to advise you accordingly and possibly to find better alternative offers for you.
As part of the free and non-binding credit service for the purpose of obtaining alternative offers, SCP GmbH will therefore transfer your personal data provided in the credit inquiry to other credit institutions and, if necessary, to you
contact this purpose by telephone, mail and / or e-mail.
Data Security
In order to transfer the data as securely as possible, SCP GmbH uses SSL encryption (Secure Socket Layer), which is one of the safest technologies. This type of encrypted data transfer applies in particular to all personal data. Furthermore, the IP address of my computer and the corresponding date and time are transmitted and stored during an online credit inquiry in order to protect the SCP GmbH against misuse of the data.
consent forms
I therefore agree that in an online credit inquiry the IP address of my computer and the corresponding date and time are transmitted and stored in order to protect myself and SCP GmbH from misuse of the data.
Data transmission of credit bureaus
Credit institutions work with various credit bureaus to assess credit risk. Based on the data you enter, the information from these credit bureaus and other own findings and assessments, they then decide whether and on what terms they can offer you a loan. Thus the credit institutes the appropriate credit reference agencies
You may need different kinds of consent from you, which we have put together for you and which you need to agree to. Furthermore, you will be accompanied by important information that you would like to read carefully.
Credit Card and Credit Card Processing
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checking account or credit card request, transferring data to credit and credit bureausYou can use the websites of SCP GmbH anonymously.
However, certain services require you to fill out a form with certain personal details, but the input of this information is voluntary. We attach great importance to the protection of your personal information communicated to us
A checking account or credit card request is not a completion of a checking account or a credit card. This is only concluded after your signature of the application, the implementation of the Post Ident procedure and the subsequent examination of the complete documents as well as the acceptance by the bank.
I hereby entrust SCP GmbH with the brokerage of a current account or credit card contract as well as the related financial services.A binding checking account or credit card commitment can only be given by a bank itself on the basis of all requested documents. Checking account or
Credit card commitments can be challenged by banks at any time, if deviations from the information provided by me turn out to be.
I act on my own behalf and account.
I note that the credit institutions are the credit bureaus
SCHUFA Holding AG, Komeranweg 5, 65201 Wiesbaden
infoscore Consumer Data GmbH (iCD), Rheinstrasse 99, 76532 Baden Baden
INFORMA Consulting GmbH, Rheinstraße 99, 76532 Baden Baden
Creditreform Boniversum GmbH formerly “CEG Creditreform Consumer GmbH”, Hellersbergstrasse 11, 41460 Neussaccumio finance services GmbH, Eppelheimer Str. 13, 69115 Heidelberg
Provide data on the establishment, proper conduct and termination of a current account or credit card agreement, unless my legitimate interest in excluding the transfer outweighs the credit inquiry’s interest in knowing the data.
Data on claims shall be forwarded to the above-mentioned credit bureaus, as far as the owed service has not been rendered despite the due date, if this is necessary to safeguard legitimate interests of the credit card provider or a third party, and the claim has been established by a final judgment that has been declared final or enforceable, or a debt has been issued pursuant to § 794 of the Code of Civil Procedure,
- the claim according to § 178 of the insolvency code has been determined and not by the debtor in the examination date has been denied,
- I have explicitly acknowledged the claim
- I have been warned in writing at least twice after the due date of the claim,
- lie between the first reminder and the delivery at least four weeks,
- the bank informed me well in advance of the transmission of the information, but at the earliest on the first reminder of the forthcoming transmission and
- I have not denied the claim or
- the contractual relationship underlying the claim can be terminated without notice due to arrears and the credit institution has informed me of the impending transfer.
In that regard, I release the bank from banking secrecy at the same time. SCP GmbH points out that for the purpose of deciding on the establishment, implementation or termination of this contractual relationship in the context of risk management, credit institutions use probability values collected by the credit bureaus for my future conduct and address data are also used to calculate these probabilities.More information about the information and score procedures
contain the respective leaflets of the credit bureaus, which provide these on request. The addresses of the credit bureaus are given above.
For consumer inquiries to SCHUFA the following address applies differently:
SCHUFA Holding AG
Private customer service center
PO Box 103441
50474 Cologne
Furthermore, I hereby authorize SCP GmbH to forward my data as well as any documents necessary for the current account or credit card decision to credit institutions, from which offers are obtained for me, and to accept all correspondence relating to the checking account or credit card application for me. I authorize SCP GmbH to accept a contract offer from the bank for forwarding to me.
consent forms
I agree that the decision of the credit institution, whether a checking account or
Credit card agreement is reached, the SCP GmbH is announced to assess a commission claim.
I agree that the credit institutes of the SCP GmbH may be provided with information on the status of the current account or credit card request, missing documents or reasons for refusal, so that SCP GmbH will only provide this information in the context of the individual consultation of the specific credit card request and for competent support with further applications can use.
Likewise, I agree that SCP GmbH may transfer my personal data given at the current account or credit card request to other credit institutions as part of a free and non-binding checking and credit card services for the purpose of obtaining alternative offers and these credit institutions me for this purpose by phone and by email or post can contact.
In order to transfer the data as securely as possible, SCP GmbH uses SSL encryption (Secure Socket Layer), which is one of the safest technologies. This type of encrypted data transfer applies in particular to all personal data. Furthermore, in the case of an online checking account or credit card request, the IP address of my computer and the corresponding date and time are transmitted and stored in order to protect myself and SCP GmbH against misuse of the data.
I therefore agree that in the case of an online checking account or credit card request
The IP address of my computer and the corresponding date and time are transmitted and stored in order to protect me and SCP GmbH from misuse of the data.
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I can revoke all declarations of consent at any time with effect for the future under the following email address: info (at) sammerseidler.deData processing day or fixed deposit
consent forms
I agree that the day or time deposit account provider, the SCP GmbH to assess a commission claim to announce whether a day or time deposit account was opened by the applicant.
I agree that SCP GmbH’s day or time deposit account providers may provide information on the status of the day or time deposit account request and on missing documents or rejection reasons, so that SCP GmbH may only provide this information in the context of individual advice on the specific day or
Time deposit account request and for the competent assistance with further applications can use.
Likewise, I agree that the SCP GmbH in the context of the free and non-binding daily or fixed-term service for the purpose of obtaining alternative offers my personal data given at the day or time deposit account request to other day or time deposit account providers and these providers me to this Purpose by telephone and by e-mail or mail may contact.
In order to transfer the data as securely as possible, SCP GmbH uses SSL (Secure Socket Layer) encryption, which is one of the safest technologies. This type of encrypted data transfer applies in particular to all personal data. Furthermore, the IP address of my Internet connection as well as the corresponding date and time are transmitted and stored in an online call money account request, in order to protect me and SCP GmbH against misuse of the data.
I therefore agree that the IP address of my Internet connection and the corresponding date and time are transmitted and stored in an online day or deposit inquiry to protect myself and the SCP GmbH from misuse of the data.
I can revoke all declarations of consent at any time with effect for the future at the following e-mail address: info (at) sammerseidler.de
Construction Mortgage Processing
mortgage request
You can use the websites of SCP GmbH anonymously.
However, certain services require you to fill out a form with certain personal details, but the input of this information is voluntary. We attach great importance to the protection of your personal information communicated to us.
A request is not yet a completion of mortgage lending. This will only come into effect after your signature of the contract, the implementation of the Post Ident procedure and the subsequent verification of the complete documents as well as acceptance by the product provider.
A binding commitment of mortgage lending can only be made by a product supplier himself
the basis of all requested documents. Commitments to a mortgage can be challenged by the product providers at any time, if deviations from the information you provide.
Declarations of consent, assignment and confirmation
I hereby entrust SCP GmbH with arranging a mortgage lending agreement and related financial services. I act on my own behalf and account.
Data Submission Product Provider
Construction Financing offerFor the successful placement of a mortgage and for our advice, we must forward your personal information to the product providers and receive the appropriate feedback from them.
Consent and Authorization
I hereby authorize SCP GmbH to forward my data and documents necessary for the construction financing decision to product providers, from whom offers are obtained for me, and to accept correspondence relating to the financing for me. I authorize SCP GmbH to accept a contract offer from the financing product provider for forwarding to me.
I agree that the product provider of SCP GmbH may provide information on the status of the mortgage lending request, missing documents or grounds for refusal, so that SCP GmbH may use this information only in the context of individual consultation of my specific mortgage lending request and for competent support in further applications.
I agree that SCP GmbH will transmit the information (for example current loans, existing current accounts and credit card contracts as well as if applicable statements on payment behavior) transmitted by credit reference agencies to the requested product providers as part of my specific mortgage lending request. The SCP GmbH uses this information exclusively in the context of the individual consultation of the concrete construction financing request and for the competent support with the application.
I consent to the fact that the decision of the product provider, whether a mortgage contract is concluded, the SCP GmbH will be announced to assess a commission claim.
Consents for SCHUFA (SCHUFA clause)
I agree that the banks of the SCHUFA Holding AG, Kormoranweg 5, 65201 Wiesbaden, data on the application, the inclusion (in each case borrower and loan amount or limit and installment loans in addition term and installment) and agreed settlement (eg early repayment , Term extension) of this loan.
I further agree that, irrespective of this, SCHUFA’s credit institutions may also submit data on your due claims against me. This is permitted under the Federal Data Protection Act (§28a (1) sentence 1), if I have not provided the owed service despite the due date, the transfer is necessary to safeguard the legitimate interests of the credit institutions or third parties and the claim is enforceable or
I have expressly acknowledged the claim or I have been warned in writing at least twice after the due date of the claim,
the bank me in time, but at the earliest at the first reminder about the
I have not notified you of the claim or if the contractual relationship underlying the claim can be terminated by a credit institution without notice and the bank has informed me of the impending transfer.
I further agree that credit institutions may also provide SCHUFA with data on other non-contractual behavior (such as fraudulent behavior). According to the Federal Data Protection Act (§28 (2)), these notifications may only be made to the extent necessary to safeguard the legitimate interests of the credit institution or third parties and there is no reason to assume that the data subject’s legitimate interest in the exclusion of the transfer prevails.
I further agree that I hereby exempt the credit institutions concerned from all of the above-mentioned consent in relation to the SCHUFA in this respect from the banking secrecy.
Received information get saved and used by SCHUFA. The use also includes the calculation of a probability value based on the SCHUFA database
for assessing the credit risk (score).
The data will be transmitted to its contractors in the European Economic Area and Switzerland to provide information for assessing the creditworthiness of natural persons.
Contracting parties of SCHUFA are companies that suffer financial risks due to services or delivery (in particular credit institutions as well as credit cards and leasing companies, but also rental, trade, telecommunication, energy supply, insurance and collection companies).
The SCHUFA will only provide personal data if a legitimate interest in it has been credibly demonstrated in individual cases and the transfer is admissible after weighing all interests. Therefore, the scope of the data provided in each case may vary according to the type of contracting party.
In addition, SCHUFA uses the data to verify the identity and age of persons at the request of its contractual partners who, for example, offer services on the Internet.
You can obtain information about the stored data concerning you at SCHUFA. Further information about the SCHUFA Information and Training
Score procedures are available at www.meineschufa.de.
The postal address of SCHUFA is:
SCHUFA Holding AG, Private Customer Service Center, PO Box 103441, 50474 Cologne
Declarations of consent other credit bureaus
I agree that the credit institutions are the credit bureaus
infoscore Consumer Data GmbH (iCD), Rheinstrasse 99, 76532 Baden Baden
INFORMA Consulting GmbH, Rheinstraße 99, 76532 Baden Baden
Creditreform Boniversum GmbH formerly “CEG Creditreform Consumer GmbH”, HellersbergStraße 11, 41460 Neuss
accumio finance services GmbH, Eppelheimer Str. 13, 69115 Heidelberg
Bürgel Wirtschaftsinformationen GmbH & Co. KG, Gasstraße 18, 22761 Hamburg
Provide data on the establishment, proper conduct and termination of a credit agreement, unless my legitimate interest in excluding the transfer outweighs the credit inquiry’s interest in knowing the data.
I further agree that credit institutions may, for the purposes of credit checks, obtain data on my previous payment history and credit information based on mathematical-statistical procedures using address data from the above-mentioned credit bureaus.
I further agree that the credit institutions may transmit data on claims, insofar as the owed service has not been rendered despite the due date, to the above-mentioned credit bureaus, if this is necessary to safeguard the legitimate interests of the credit institution or a third party, and
- the claim has been established by a final judgment which has been declared final or enforceable, or a debt instrument pursuant to §794 of the Code of Civil Procedure has been issued,
- the claim according to §178 of the Insolvenzordnung was determined and not by the debtor in the examination date has been denied,
- I have explicitly acknowledged the claim
- I have been warned in writing at least twice after the due date of the claim,
- lie between the first reminder and the delivery at least four weeks,
- the bank informed me well in advance of the transmission of the information, but at the earliest on the first reminder of the forthcoming transmission and
- I have not denied the claim or
- the contractual relationship underlying the claim can be terminated without notice due to arrears and the credit institution has informed me of the impending transfer.
I further agree that I hereby exempt the credit institutions concerned from all of the above-mentioned consent in this respect from the banking secrecy.Further information about the information and score procedures can be found in the respective leaflets of the above-mentioned credit bureaus, which provide these on request. The addresses of the credit bureaus are given above.
CancellationAll declarations of consent can be revoked informally by letter to SCP GmbH, Sonnenberg 52, 22958 Kuddewörde or E Mailan sammer (at) sammerseidler.de with effect for the future.
Data Security
In order to transfer the data as securely as possible, SCP GmbH uses SSL encryption (Secure Socket Layer), which is one of the safest technologies. This type of encrypted data transfer applies in particular to all personal data. Furthermore, in an online mortgage request, the IP address of my computer and the corresponding date and time are transmitted and stored to protect me and SCP GmbH from misuse of the data.
consent formsI therefore agree that in an online home loan request
The IP address of my computer and the corresponding date and time are transmitted and stored in order to protect me and SCP GmbH from misuse of the data.
Cancellation
All declarations of consent can be revoked informally by letter to SCP GmbH, Sonnenberg 52, 22958 Kuddewörde or by e-mail to sammer (at) sammerseidler.de with effect for the future.
- the claim has been established by a final judgment which has been declared final or enforceable, or a debt instrument pursuant to §794 of the Code of Civil Procedure has been issued,
- the contractual relationship underlying the claim can be terminated without notice due to arrears and the credit institution has informed me of the impending transfer.
- Names and titles