Principal’s liability insurance
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If persons suffer damage at the construction site, the client bears full responsibility. Architects, contractors and craftsmen do not relieve the client of his due diligence. As the client, you have arranged the danger spot and thus bear the responsibility and are liable in case of damage.
Insurance cover up to approx. EUR 25,000 construction project is i.d.R. already included in personal liability insurance. The owner’s liability insurance protects the client during the construction of the building and as property owner. This insurance is limited in time. Insurance cover exists if the builder of his
Traffic safety obligation (construction site, access road, material warehouse)
Selection requirement (he must select suitable architects and craftsmen)
Surveillance obligation (risk of accident on the construction site)
does not comply adequately.