Hunting liability insurance
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More information about Hunting liability insurance
For whom is our hunting liability offer intended?
Hunting liability provides insurance coverage for:
Hunter
Hunting tenants and hunters
ranger
forest officials
Forest supervisor
professional hunter
Gamekeeper
Falconer, in so far as it concerns an activity or omission directly or indirectly related to hunting
Foreign hunting guests
Who is insured for hunting?
Hunting liability not only protects you as our contractor, but also:
Persons who have hired you to manage the hunting business (except hunting license holders for activities for which the possession of a hunting license is required)
Drivers and other hunting assistants in the area, in activities for which no hunting license is required
non-professional guardian of your hound (for example, your wife or children)
Spouses and their unmarried children living in the same household during hunting license training
What is the coverage amount?
In the hunting liability insurance you can choose between different coverage amounts for personal injury, property damage and property damage, and the inclusion of a deductible is also possible.
What is insured by the hunting liability?
In hunting liability your statutory liability is insured, for example as:
Hunter / forester
Dog owners / Falkner
Shooting tenant / Outfitters
Professional hunter / gamekeepers
gun owners
Employee of persons employed in the hunting business
Holder / owner / driver of a non-approved and insurable vehicle in the area
We’ll replace the damage you’ve done to another, For example, if a dilapidated high seat collapses, your hound or stalker injures or kills another animal, causing you harm by using your firearm, or causing your hound a traffic accident.
Which risks are insured?
We offer you a capital cover concept as a result of our personal hunting experience for a contemporary hedging of your hunting risk, for example, for liability, from:
direct and indirect connection with hunting
Keep and use of hounds and pickaxes
Operation of hunting facilities
Carrying out of society hunts
allowed hunting and killing of caged game, corvids and cormorants, and of rabbits, pigeons and other game in pacified areas
non-commercial reloading
Also insured are:
Claims for damages of relatives in gunshot wounds
worldwide insurance coverage, within Europe now with a security clause (up to 30,000 euros)
Damage and loss of foreign objects up to 3,000 euros, excess 150 euros
Personal injury and property damage from the sale and distribution of game or venison (product risk)
Insurance cover for bad debts
Waiver of liability for personal injury caused by firearms during hunting
What is being done for?
The purpose of the liability insurance is to protect you from claims for damages that are made against you.
We examine the question of whether and to what extent you are obliged to pay damages.
If so, we will make the reparation of the damage in cash.
If not, we refuse unjustified claims for damages. If it comes to litigation, we lead the process and bear the costs.
Where does the insurance cover apply?
The insurance cover is valid for policyholders residing in Germany worldwide for temporary stays abroad up to one year. However, some hunter travel countries demand the conclusion of a local hunting liability insurance. Nevertheless, your insurance cover is also of considerable importance in such a case, as it always protects you up to the amount of the cover if the damage incurred exceeds the foreign cover sums.