deposit insurance

Maik Sammer

deposit insurance

Your advantages with us

  • Independence - We are not bound to a specific provider
  • Large banking, insurance and financial services network
  • because of the network - big product access and comparison possibilities
  • Years of experience
  • Choice between fee-based billing with products at net rates or the classic commission payment of the product provider
  • Individual offers - we will find the right product for you


Ihre Anfrage zu deposit insurance






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    More information about deposit insurance

    A growing need for security – both public and private clients – is largely responsible for the fact that orders are not awarded without the agreement of a security deposit. The resulting need for a deposit inevitably leads to a narrowing of the financing scope:

    Each guarantee is fully credited to your company’s credit line with the bank.

    With the bond insurance you have the opportunity to increase your financial flexibility for additional investments or to meet legal requirements.

    The Bonds Insurance (KTV):

    • Tailored Solutions
      You benefit from tailor-made solutions for small and medium-sized companies as well as entrepreneurs.
    • Agreement of Avalarts
      You agree the necessary types of aviation individually and tailored to your needs, eg. B. to hedge

      • Claims for defects (formerly warranty claims)
      • Contract fulfillment according to § 631 ff. BGB (contractual execution and warranty)
      • fulfillment of contract according to § 632 a Abs.3 BGB (Consumer Guarantee, FoSiG)
      • Prepayments and Advances
      • Commitments on commercial rental properties
      • Claims from motorway toll
      • recultivation

      • Obligations to Customs Authorities
      • Claims under § 14 Arbeitnehmerentsendegesetz
      • credit balance with agreed partial retirement
      • time credit from working time and pay accounts
      • development measures

      • Receivables from Tender (Bidding)
      • Requirements under the Federal Immission Control Act
      • Demands of the Federal Agency for Agriculture and Food (BLE)
      • Receivables from the BSP system IATA
      • Claims arising from provisionally enforceable judgments (litigation guarantee)
      • Construction craft requirements according to § 648a BGB
      • service contracts
      • Employee participation

        The Insolvency Protection for Tour Operators (KTV-R):

        • Specification for package holidays
          Since 1994, package holidaymakers (according to § 651k BGB) have to prove to their customers in case of insolvency or insolvency the protection of the paid travel price.
        • proof of protection
          Proof of insolvency protection is the issuing of collateral notes to the travelers.

          Insolvency protection for time credits (KTV-Z)

            • Protection of overtime accounts from bankruptcy

              If the company faces bankruptcy, the time credits which employees have built up in good order situation are secured.

              • The policyholder designates the trustee, who in case of insolvency receives the payments from the insurance and passes them on to the employees.