Private health insurance
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More information about Private health insurance
Private health insurance is offered as an alternative to the statutory health insurance.
For most interested parties, it is worthwhile to switch from statutory to private health insurance.
Almost ten million Germans are now privately insured.
A good decision, because those who switch to private health insurance (PKV), often secures better benefits at affordable rates.
One of the biggest differences between private health insurance and statutory health insurance is that the policyholder has the option of receiving individually tailored insurance cover.
Significantly more risks can be secured and at the same time attract attractive extras, such as chief physician treatment, alternative practitioner treatment or reimbursement of dentures.
Unlike in statutory health insurance, private health insurance contributions are not linked to income.
In essence, the chosen insurance benefits and the age of the policyholder determine how high the insurance contribution will be.
Many people who switch from statutory to private health insurance benefit from lower contributions and thus relieve their budgets.
Private health insurance funds were originally designed primarily for civil servants, later also for independent entrepreneurs.
Meanwhile, under certain conditions, but also employees can occur.
Due to the health reform in 2009, it is also possible for any non-insured to enter the basic rate of private health insurance.
In addition to full insurance, private health insurance also offers private supplementary health insurance, which is open to everyone, regardless of age, income and profession.
There are now more insured persons with additional policies than with full insurance.
But how do you find a suitable health insurance.
But the range of different private health insurance with its countless tariff offers is huge.
In the search for a suitable insurance protection, one quickly realizes that the qualitative assessment of a private health insurance is very complex and without the help of professionals a difficult undertaking.
Benefit from the advantages of a private health insurance and make an appointment with us!