During a hospital stay there may be various and unplanned costs, such as: statutory co-payments, telephone costs, TV fees, additional costs for better meals, etc.

Not only will you incur additional costs for your stay in the hospital, but for any childcare or pet accommodation in a pet boarding house.

With a hospital daily allowance you can finance all this. For every day of a medically necessary hospitalization you receive the hospital daily allowance.
Payment is tax-free per day for in-patient treatment due to illness, accident consequences or childbirth.

Almost all health insurers offer a hospital daily allowance insurance.

Since there are considerable price differences, a comparison is worthwhile in any case.