building insurance
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Ihre Anfrage zu building insurance
More information about building insurance
The building – revenue stream or cost center?
Once a building is ready for occupation, it should generate return. In order to minimize your inconvenience, you need reliable real estate insurance.
The basis of real estate insurance is building property insurance. It protects you against the classic damage caused by storm, hail, fire and tap water as well as other elemental events.
Your benefits at a glance
The services can be put together according to your individual needs
Handyman service
Replacement of rental loss – up to 36 months
Takeover of the clearing and demolition costs
Why is this insurance important to you?
Real estate insurance is generally recommended for every building. Because the concept of real estate insurance offers you tailor-made protection and the security of quick and uncomplicated claims settlement.
What is insured?
Insured is the entire building including all building components, such. As sanitary installations and electrical installations, permanently installed floors and wooden ceilings, but also terraces and carports and community washing facilities, fuel supplies and similar accessories.
Free valuation
Are you not aware of the cost of restoring your building because you may be For example, if you have purchased “used”, then we offer you a very special service. Especially for these cases, the insurance companies have developed a building value appraisal program that allows us in many cases to determine the recovery costs of your building. Of course, we take full responsibility for the result of the valuation.
What dangers are insurable?
With the following modules you can tailor your property insurance to your individual needs:
Fire (F): The insurance covers damage caused by fire, explosion, implosion and lightning, including fire extinguishing, clearing and demolition costs.
Tap water (LW): Damaged water pipes pose a high risk. Even a broken toilet flush can put a whole office building under water on a weekend.
Storm and Hail (ST): Covered Roofs and the Rainwater Penetration – the storms of recent years provide enough arguments to extra-secure this danger.
Internal riots (IU): This module also insures damage caused by strikes and lockouts, willful damage, vehicle impact, smoke and overpressure sound waves.
Elemental (EL): If you want to insure yourself against damage caused by flooding, weather-related backwater, snow pressure and avalanches, then you should also choose this module.
Glass (GL): Replaces breakage on the exterior glazing. The insurance company coordinates the repair and settles directly with the commissioned glazier. So you do not have to worry about anything and pay a penny.
Unnamed Dangers (UG): This module protects you from many damages that are described in the o. G. Blocks are not covered.
Building services (HT): Operating, design, material or execution errors, lack of water or lubricant, failure of measuring and control equipment and, and, and – defects in the building services can lead to costly property damage.
Better, you protect yourself against it.
If your building is still under construction:
Works insurance
Builders liability insurance
What costs are insured?
Performance for many additional costs
Many expenses, which can come in the case of damage in addition to the actual damage to the building, are already included in the insurance in the context of real estate insurance, z. As fire-fighting costs, clean-up and demolition costs or additional costs for regulatory requirements. For this purpose, a separate amount (up to a maximum of EUR 2.5 million) is additionally available.
Loss of rent and loss of use
If your building is destroyed or damaged by insured damage, we will replace the resulting rent or loss of use as part of real estate insurance – up to 36 months.
Meaningful extras
Nobody knows when the next storm will sweep over Germany. So that the emergency does not become a financial disaster for you, you should optimally insure your property. Act now!