Maik Sammer


Your advantages with us

  • Independence - We are not bound to a specific provider
  • Large banking, insurance and financial services network
  • because of the network - big product access and comparison possibilities
  • Years of experience
  • Choice between fee-based billing with products at net rates or the classic commission payment of the product provider
  • Individual offers - we will find the right product for you


Ihre Anfrage zu bausparen






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    More information about bausparen

    Building savings contracts are a classic in the field of capital investment, which have already used generations of consumers.

    The thought:

    As a saver, you invest capital at a fixed interest rate over a prescribed term through home loan savings. As soon as the Bauspar contract is ready for collection, you can claim the previously agreed amount. The capital, which is still missing up to this time, flows to you as a building society loan.

    In addition to the contribution of capital, which you withdraw from your assets month after month, the Bauspar contract can also be spared differently, because building savings is a form of investment for capital-related benefits.

    A disadvantage:

    The allocation is not fixed in advance but depends on external factors and is influenced, among other things, by the state of the financial markets. Against this background, there may well be longer waiting times before you can actually use the capital as a home loan saver. Another criticism are the fees, which are charged by the providers.

    Although popular, building savings is not a simple product for new customers at first glance. Specifically, the formalities for allocation are confusing at first. The allocation does not describe anything other than the release of the Bauspar contract for payment.

    The major difficulty in this context is the period between the conclusion of the contract and the allocation, which can not be determined in advance for various reasons. In order to be assigned, the home savings contract i. d. R. meet conditions such as a minimum credit balance, a minimum term or similar.

    We are happy to provide you with detailed advice and a current market comparison.