Property Search / Mediation

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Property Search / Mediation

We work in the field of real estate brokerage (self-used) according to the orderer principle. Only those who place the order will be paid the brokerage fee. In principle, broker contracts are only concluded in text form. You are welcome to make an agreement with us.

For investment real estate please use the search in the next two sections!

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  • Independence - We are not bound to a specific provider
  • Large banking, insurance and financial services network
  • because of the network - big product access and comparison possibilities
  • Years of experience
  • Choice between fee-based billing with products at net rates or the classic commission payment of the product provider
  • Individual offers - we will find the right product for you

More information about Property Search / Mediation

Advantages and disadvantages

Owning a home is a constant asset, providing protection against inflation and can be emotionally important.
Beautiful house

The ideal: A property offers protection against inflation. From a value preservation, or even an increase in value despite inflation, one can go out, if the real estate has a good and in demand situation – this is for example often the case around West German metropolitan areas the case. If the good location also a good (and well-maintained) substance of the property comes, one can speak of a lasting value. In this case, the common assumption is that of the inflation security of a property.
If this condition is met, consumers have another advantage: Financial security in old age.

On the one hand, that in this time of lower income no rental payments are necessary, on the other hand, you make no losses when the property but sometimes has to be sold – for example, because you move into a nursing home and no family member continues to use the property.

A property is a real asset, you have “something in your hand” and not just book money in an account. This gives a sense of security and is therefore very valuable to many people.

The saved rent is a main argument of the proponents of the real estate purchase. Although you pay a fixed amount every month during the loan phase, you pay this “rent” to yourself, so to speak.

If the house is paid off, the rental payments fall away. In addition to any tax benefits and possible state funding, the rent saved is an advantage over a private supplementary pension: the saved rent in old age is not taxable.

People who buy a property are said to have a good view of their finances. This is obvious, since a real estate financing must be planned very carefully and the owner deals very intensively with his financial circumstances. That’s always an advantage. When you buy a property, the planning is very good, at least for several years, because the interest and fees are fixed over a long period.

Nevertheless, the terms must be negotiated again with the banks after the end of the term.
The home is also simply a high emotional value. You can do in your own home practically and leave what you want, especially in terms of design. You have no trouble with a landlord and above all you have the good feeling: all this is mine, and later that of my heirs.

The possession of a property is accompanied by a tremendous status significance, which should not be underestimated psychologically.

A property often costs more than it is worth, is risky and offers otherwise much potential for problems.

As much as one hopes for the value stability of his property, this factor is uncertain, especially if one looks into the future. In some metropolitan areas, real estate will be in high demand even in thirty years’ time and prices will develop accordingly.
In many areas, however, this is unlikely to be the case, which alone is due to demographic change. If you are then forced to sell the property, you will earn considerably less than your nominal value – or, in the worst case, even sit on it.

In any case, you pay for a property that is worth 200,000 euros, for example, significantly more than this amount, if it is funded.
Because interest rates over years and decades add up. For an object worth 200,000 euros, you may pay 300,000 euros.
Even if the saved rental payment is counted against, you may pay. This increase in value must have the house first, so you could later sell it lossless.

Of course you do not plan to sell the property again.
However, life is full of uncertainties, today more than ever. A divorce is not to be desired. If it is necessary, the common house is hard to hold. Even then threatens the sale, which can be associated with severe losses.
Similarly, when the job is lost, an accident or serious illness limits one’s ability to work. The dream of paid home ownership can then quickly be over, if the financing is no longer secure.
Emotionality also plays a role here.

Those who feel comfortable in their own home are more inclined not to accept a possibly lucrative job offer if it is associated with a move. This can be disadvantageous in purely economic terms.

But even if you do not have to move and sell or want to lurk risks to the real estate owner.
No sooner has the house been paid off than major repairs, refurbishments or modernization are approaching.

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Reviews

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"Mr. Sammer managed to finance the apartment house and pay the bank fees despite many obstacles.Thanks to him, I have now not only changed my financial advisor but with his recommendation my tax adviser with right now In good hands." Sven M.

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"Condominium financed already after 2 days I had the written pledge .That is called use! For the next apartment I need only one phone number." Mario C.

More reviews can also be found at Immobilienscout24

Calculator for Property Search / Mediation

We work in the field of real estate brokerage (self-used) according to the orderer principle. Only those who place the order will be paid the brokerage fee. In principle, broker contracts are only concluded in text form. You are welcome to make an agreement with us.

For investment real estate please use the search in the next two sections!