Forward loans / follow-up financing

Maik Sammer

Forward loans / follow-up financing

When does a forward loan make sense?
If you have (construction) financing that expires in 5 years at the latest and you expect rising interest rates. The forward premium on the loan can then pay off and you can save cash.

Thats how it works ?
Today, you enter into your forward loan at the current construction financing conditions, and at the end of your fixed interest period, you repay your existing loan. The monthly installments for this are only due from the payment of the forward loan.

When can you first replace?

At the earliest 10 years after full payout or expiry of your fixed interest rate a replacement is possible. The BGB enables you to repay a loan after 10 years in compliance with the notice period partial or full, this is especially interesting for longer fixed interest rates.

When will a follow-up financing be interesting?

If you only have 12 months until the loan due date, check whether you can also receive a loan without a forward surcharge on the current terms.

We are happy to assist you personally on all these topics. Please use the contact button.

Your advantages with us

  • Independence - We are not bound to a specific provider
  • Large banking, insurance and financial services network
  • because of the network - big product access and comparison possibilities
  • Years of experience
  • Choice between fee-based billing with products at net rates or the classic commission payment of the product provider
  • Individual offers - we will find the right product for you


Calculator for Forward loans / follow-up financing


You can use the quickcheck to get an initial tendency of the conditions, the interest rate table after the entry shows the average feasible conditions for your financing project.

Of course, better terms are possible , but we need more data from you, which you then securely capture and then forwarded to us.

We will contact you afterwards to discuss the further procedure.